第一篇：高中英語 雙語美文閱讀 個(gè)人理財(cái)?shù)?0個(gè)錯(cuò)誤觀點(diǎn)素材

個(gè)人理財(cái)?shù)?0個(gè)錯(cuò)誤觀點(diǎn)

有人曾經(jīng)說過，如果讓你列出10個(gè)最親密的朋友和熟人，然后把你和他們的收入從少到多進(jìn)行排序，那么你可能會(huì)發(fā)現(xiàn)自己處在中間位置。

Someone once said that if you were to make a list of your 10 closest friends and acquaintances and order your earnings and theirs from smallest to greatest, you'd probably find yourself somewhere near the middle.All that this means is that we are subtly influenced by our friends, even when we're not aware of it, especially in matters of money.Being somewhere in the middle is probably more comfortable for the average person.有人曾經(jīng)說過，如果讓你列出10個(gè)最親密的朋友和熟人，然后把你和他們的收入從少到多進(jìn)行排序，那么你可能會(huì)發(fā)現(xiàn)自己處在中間位置。這說明的是，我們會(huì)受到友人們的潛移默化，尤其是在金錢方面，即便我們并不自知。對(duì)于一般人而言，排在中間或許感到更自在。If you are that rare person at the high end of the list, then you probably don't need to read this article.If you are not, then find out what's holding you back.There are hundreds of personal finance myths which are either misunderstood, taken out of context, or just plain incorrect.Here are our top 25.如果你是高高在上的那一個(gè)，或許你就不必讀這篇文章了。如果不是，那就從中探尋是什么讓你停步不前。在此例舉出25大理財(cái)錯(cuò)誤觀念。

1.I don't deserve to be rich.Why not? Intuition suggests that no matter which religion you follow, there are people who are successful and got there by honest means.What is wrong with that? Believing this myth cripples your willingness to be open to opportunities.Keep in mind that the government, Medicare, and other programs are not going to take care of you as much as you think.我不配成為富人

為什么不配呢？直覺告訴人們，無論你信奉何種宗教，總有人獲得成功而且是通過誠實(shí)手段。致富有什么不對(duì)的呢？相信這個(gè)誤區(qū)，就會(huì)扭曲你迎接機(jī)遇的意愿。要記住，政府、醫(yī)療保障等等社會(huì)福利項(xiàng)目所能提供給你的，不會(huì)像你所想的那么多。

2.Rich people are scum.Or greedy, selfish, uncaring, or whatever.It's just that the scummy rich are more played up in the media because it sells newspapers.Of course, the rich didn't get that way by giving away their money.At least not until they are ultra-rich like Bill Gates, Warren Buffet, and others who have donated to the Bill & Melinda Gates Foundation.One principle you could live by is this: you can't help the poor if you are yourself poor.Idealism is romantic, but reality is more sobering.This is a variation of the belief that “money is the root of all evil.” What the Bible really says is that “the love of money is the root of all evil”(Timothy 6:10).These are two wholly different things, but the misinterpretation causes some people, even whole societies, to shun money.Become wealthy, then start your own prosperity project and give away wealth to good causes of your choosing.富人都是垃圾

或者貪得無厭、自私自利、冷漠無情，諸如此類。事實(shí)上，那些垃圾富人在媒體上被渲染得比較多，是因?yàn)檫@樣一來報(bào)紙好賣。當(dāng)然，他們并不是靠給錢才做到這一點(diǎn)的。至少在他們成為比爾·蓋茨、沃倫·巴菲特、以及其他比爾－梅琳達(dá)蓋茨基金會(huì)的捐贈(zèng)者這樣的超級(jí)富豪之前不是。你可以遵從的一條原則是：窮幫不了窮。理想主義固然浪漫，但現(xiàn)實(shí)更為理智?！板X是萬惡之源”之類的說法有種種版本。但圣經(jīng)里真正說的是“愛財(cái)是萬惡之源”。這是兩個(gè)截然不同的觀念，但錯(cuò)誤的解讀造成某些人、甚至整個(gè)社會(huì)對(duì)金錢避之不及。富裕起來，開展你自己的幸福計(jì)劃，把財(cái)富捐獻(xiàn)給你選擇的慈善事業(yè)。

3.You have to have X dollars to be wealthy.Wealthy is what you think it is for you.Don't try to keep up with the Joneses.Keep things simple.CNN Money has 10 rules for building wealth.[via LifeHack] Key is starting early, or at least starting now.Compound interest takes care of some of the growth, but if you are not keeping up with inflation, then you are not building wealth.很多錢才能致富

富裕的標(biāo)準(zhǔn)因人而異。不要跟人攀比。讓事情簡(jiǎn)單一些。可以參考CNN Money文章--10 Rules for Building Wealth。關(guān)鍵是要盡早起步，至少從現(xiàn)在開始。利滾利能令財(cái)富實(shí)現(xiàn)一些增長，但如果你跟不上通貨膨脹的形勢(shì)，就積累不了財(cái)富。

4.Those with obvious material wealth must be rich.Experience suggests we humans get jealous or resentful for so many reasons, and witnessing someone's material wealth is often one of them.But don't be so sure that the neighbor with all the cool ATVs, skidoos, swimming pool, and latest car is actually wealthy(has liquid assets), or even happy.He/She could be deep in debt to maintain the facade.物質(zhì)光鮮的人是富人

經(jīng)驗(yàn)表明，人出于許多原因會(huì)嫉妒或者忿忿不平，目睹別人的物質(zhì)財(cái)富通常是原因之一。不過別那么肯定地以為，你那調(diào)頻電視、雪地摩托、游泳池、最新款汽車......應(yīng)有盡有的鄰居很富有（擁有流動(dòng)資產(chǎn)），甚至快樂。他/她為了撐起門面，可能正債臺(tái)高筑。

5.Money makes you happy.Money makes you unhappy.Well which is it? Money does not have the power in and of itself to make you happy or unhappy.There are happy poor people and miserable rich people.More money does help with the bills, provided you know how to manage your wealth.But people with more money can also spend more than necessary and actually end up with less.Read this money sermon by Coty Pinckney for a bit of insight.錢讓人快樂、錢讓人不快樂

到底是那一個(gè)呢？錢本身其實(shí)并沒有那么大的能耐讓你快樂或者不快樂。有快樂的窮人，也有郁郁寡歡的富人。錢越多確實(shí)能應(yīng)付賬單，前提是你懂得如何管理財(cái)富。但比較有錢的人也會(huì)有不必要的開支，到最后實(shí)際上財(cái)富減少了。參閱Coty Pinckney的Money Sermon這篇文章，獲取一些真知灼見。

6.There's only so much money in the world.There isn't enough in the world for everyone to be wealthy.This couldn't be farther from the truth.Honest economistshave said that there is more than enough money in the world for every single human being to live comfortably.Some people also believe that the Internet is the great leveller that will help redistribute at least some of the world's wealth, for those pioneers who participate.錢是賺不完的世界上沒有足夠的錢讓每個(gè)人都富裕。這一點(diǎn)幾乎是真相。誠實(shí)的經(jīng)濟(jì)學(xué)家（確實(shí)有那么一些）說，這世界上錢綽綽有余，可以讓每個(gè)人都活得自在。有些人還相信，互聯(lián)網(wǎng)對(duì)于那些參與其中的先驅(qū)者而言，就是一個(gè)均衡財(cái)富的工具，至少能夠重新分配部分財(cái)富。

7.Becoming rich is hard work.It can be easier than you've been told.Dr.Marsha Sinetar's book Do What You Love, The Money Will Follow is one of the best guides for an organic approach to wealth.It also does not have to be linearly dependent on your earnings.It does not mean you don't have to work hard and smart at it at first, but it doesn't have to be “hard” in the sense that it's not enjoyable.And eventually, it gets easier to build your wealthdisposing income.Some do it out of guilt of having “more than necessary”, others because they feel they owe it to themselves to “have something nice”, and still others to “keep up with the Joneses”.賺大錢致富

只有在你真正存下來并且用作投資。如果像某些高收入者那樣揮霍一空，那就并沒有致富。富不富裕是由流動(dòng)資產(chǎn)和投資來界定的，而不是你工作收入有多少。那些掙錢較多但沒有可支配收入計(jì)劃的人，到頭來只是在消耗收入。

10.Pinching pennies is the way to wealth.Hardly.What this really does is set up an emotional enivronment of lack, causing you to miss out on opportunities to gain wealth because you become focused on every little penny.In fact, penny-pinching is actually one common catalyst of divorce.節(jié)儉致富

幾乎不可能。過于節(jié)儉只能讓你陷入一種不夠用的心態(tài)，讓你錯(cuò)過獲得財(cái)富的機(jī)遇，因?yàn)槟愕淖⒁饬Χ挤旁诹嗣恳环皱X上。摳門還是造成婚姻破裂的一個(gè)常見的催化劑。

第二篇：高中英語 雙語美文閱讀 中英文勵(lì)志名言精選素材

中英文勵(lì)志名言精選

1.Most of it doesn’t matter.So much of what I got excited about, anxious about, or wasted my time and energy on, turned out not to matter.There are only a few things that truly count for a happy life.I wish I had known to concentrate on those and ignore the rest.擁有一顆平常心。太多我曾經(jīng)為其興奮，為其焦慮，亦或是浪費(fèi)了我時(shí)間以及精力的事情到最后卻被證明是無關(guān)緊要的。它們只是幸福生活里極其微小的一部分。我多么希望早點(diǎn)知道這些，以便能把精力都投入到這些關(guān)乎幸福的事，而不是其他。

2.The greatest source of misery and hatred in this world is clinging to past hurts.Look at all the terrorists and militant groups that hark back to some event long gone, or base their justification for killing on claims of some supposed historical right to a bit of land, or redress for a wrong done hundreds of years ago.這個(gè)世界上痛苦與仇恨最大源泉是對(duì)過去的執(zhí)迷。看看那些恐怖組織和激進(jìn)分子，他們總是抓住過去的一些事情不放，或把一小片土地的歷史歸屬問題作為他們進(jìn)行殺戮的理由，更或是為了修正幾百年前的所謂的歷史錯(cuò)誤。

3.Waiting to do something until you can be sure of doing it exactly right means waiting for ever.One of the greatest advantages anyone can have is the willingness to make a fool of themselves publicly and often.There’s no better way to learn and develop.Heck, it’s fun too.等待有把握時(shí)再去做一件事，往往意味著永遠(yuǎn)的等待。一個(gè)人能做的最大的冒險(xiǎn)事情，就是樂意在公共場(chǎng)合經(jīng)常暴露自己的愚昧。沒有什么能比這樣學(xué)得更快?！鞍パ健保彩且环N樂趣。

4.Following the latest fashion, in work or in life, is spiritual and intellectual suicide.You can be a cheap imitation of the ideal of the moment;or you can be a1

unique individual.The choice is yours.Religion isn’t the opiate of the masses, fashion is.盲目追趕潮流是對(duì)精神和智力的扼殺。你可以成為一個(gè)廉價(jià)的時(shí)尚木偶，也可以成為獨(dú)一無二的你，這些都在于自己的選擇。信仰不是群眾的鴉片，流行才是。

5.If people complain that you’re too fond of going your own way and aren’t fitting in, you must be on the right track.Who wants to live life as a herd animal? The guys in power don’t want you to fit in for your own sake;they want you to stop causing them problems and follow their orders.You can’t have the freedom to be yourself and meekly fit in at the same time.如果有人抱怨你太特立獨(dú)行，恭喜你，你正走在正確的路上。誰愿意像動(dòng)物一樣活著？那些強(qiáng)有力的家伙們不希望你按照自己的意愿去做，他們希望你停止給他們制造麻煩并聽從他們的命令。但你得知道，你無法做到在卑躬屈膝的同時(shí)又能活出自我。

6.If you make your work your life, you’re making your life into hard work.Like most people,I confused myself by looking at people like artists and musicians whose life’s “work” fills their time.That isn’t work.It’s who they are.Unless you have some overwhelming passion that also happens to allow you to earn a living doing it, always remember that work should be a means to an end: living an enjoyable life.Spend as little time on the means as possible consistent with achieving the end.Only idiots live to work.如果你將工作等同于生活，那么你將為工作而生活。和很多人一樣，當(dāng)看到那些藝術(shù)家和音樂家的工作幾乎是全部的生活，我感到很困惑。其實(shí)那不是工作，那是他們的自我。除非你有無法抵擋的激情，恰巧也能讓你從中得以謀生，否則請(qǐng)永遠(yuǎn)記住，工作只是一種手段，而不是目的，我們的最終目的是享受生活。在實(shí)現(xiàn)目的的同時(shí)，盡可能地少花時(shí)間在手段上。只有傻瓜才是為工作而生活。

7.The quickest and simplest way to wreck any relationship is to listen to gossip.The worst way to spend your time is spreading more.People who spread gossip

are the plague-carriers of our day.Cockroaches are clean, kindly creatures in comparison.破壞關(guān)系的最快最簡(jiǎn)單的方法就是聽信謠言。浪費(fèi)你時(shí)間的最糟糕方式是傳播這些謠言。傳播流言蜚語的人好比瘟疫的攜帶者，相比之下，蟑螂都比他們干凈、善良。

8.Trying to please other people is largely a futile activity.Everyone will be mad at you sometime.Most of the people you deal with will dislike, disparage, belittle, or ignore what you say or do most of the time.Besides, you can never really know what others do want, so a good deal of whatever you do in that regard will go to waste.Be comforted.Those who love you will probably love you regardless, and they are the ones whose opinions are worth caring about.The rest aren’t worth five minutes of thought between them.試圖取悅別人是徒勞無益的做法?？傆行┤藭?huì)對(duì)你發(fā)飆。很多你接觸的人，在很多時(shí)候也會(huì)不喜歡、貶低、輕視或忽略你。另外，你永遠(yuǎn)也不知道別人真正的需要，因此你為此所做的所有努力都會(huì)付諸東流。放松些吧，愛你的人終究會(huì)包容你的過失，他們才是值得我們?cè)诤醯娜?。其他那些人，他們甚至都不值得?分鐘去考慮。

9.Every winner is destined to be a loser in due course.It’s great to be up on the winner’s podium.Just don’t imagine you can stay there for ever.Worst of all is being determined to do so, by any means available.沒有永久的勝利者。踏上冠軍寶座是件好事情。但不要夢(mèng)想著可以永久占據(jù)這個(gè)位置，最糟糕的是，你正決定為達(dá)此目的而不擇手段。

10.You can rarely, if ever, please, placate, change, or mollify an asshole.The best thing you can do is stay away from every one you encounter.Being an asshole is a contagious disease.The more time you spend around one, the more likely you are to catch it and become one too.不可能取悅、平息或改造一個(gè)混蛋。你能做的最好方式，是和他們敬而遠(yuǎn)之。變成混蛋也能傳染，你和他們呆的時(shí)間越長，你也越有可能染上混蛋的習(xí)氣或者你就成為混蛋。

11.Everything takes twiceas long as you plan for and produces results about half as good as you hoped.There’s no reason to be downhearted about this.Just allow for it and move on.努力加倍，期望減半。任何事情都是花掉你計(jì)劃的兩倍時(shí)間，最后卻只換來你一半的期望結(jié)果。沒什么好為此沮喪的，（中國俗話說：事倍功半）讓它去吧，你要繼續(xù)前行。

12.People are oddly consistent.Liars usually tell lies.Cheaters cheat whenever it suits them.A person who confides in you has usually confided in several others first—but not got the response they wanted.A loyal friend will stay loyal under enormous amounts of thoughtless abuse.人是奇怪的偏執(zhí)狂。撒謊者總是撒謊，騙子總要行騙。一個(gè)人對(duì)你傾訴的時(shí)候，通常已在其它人的面前傾訴過，只是可能沒有得到想要回應(yīng)。一位忠誠的朋友，無論遭受多大的冤屈依舊忠誠。

13.However hard you try, you can’t avoid being yourself.Who else could you be? You can act and pretend, but the person acting and pretending is still you.And if you won’t accept yourself—and do the best you can with what you have—who then has any obligation to accept you?

接納自己。不管你怎么努力，你都無法逃避成為自己。除了自己，你還能成為誰呢？你可以扮演和假裝，但進(jìn)行扮演和假裝的人還是你自己。如果你都無法接納自己，沒有努力挖掘自己已有的東西，那么誰有義務(wù)接納你呢？

14.When it comes to blatant lies, there are none more egregious than budget figures.Time spent agonizing over them is time wasted.Even if(miracle of miracles!)yours are honest and accurate, no one else will have been so foolish

談到公眾謊言，沒有比預(yù)算數(shù)字更令人震驚的。把時(shí)間折騰在這上面，是浪費(fèi)時(shí)間。既使(奇跡中的奇跡!)你是實(shí)事求是并且準(zhǔn)確的, 其他人也不會(huì)那么愚蠢。

15.The loudest noise in the world is the sound of people whining.Don’t add to it.世界上最大的噪音是人們的抱怨。不要再增加了。

第三篇：高中英語 雙語美文閱讀 從日常生活中學(xué)到的教訓(xùn)素材

從日常生活中學(xué)到的教訓(xùn)

Lessons learning from daily life

從日常生活中學(xué)到的教訓(xùn)

When I was a child, I always like reading fairy tales about heros who were good,當(dāng)我還是個(gè)孩子時(shí)，我總是喜歡閱讀那些非常好的英雄在其中的神話故事，who had to go through many difficult situations often battling the bad guys before he or she lived happily ever after.他們往往與壞人戰(zhàn)斗之前必須要經(jīng)歷許多磨難,之后他或她從此才能過上幸?？鞓返纳?。

I grew up thinking that the good always trumped over the evil.正義總能戰(zhàn)勝邪惡這種想法陪伴著我長大。

Hollywood films are like that too.好萊塢電影也是這樣。

No matter what the arts the usually wins at end.無論什么藝術(shù)往往能在最后取得勝利。

No matter what happens in the movie,無論在電影里發(fā)生什么，you can assume at the end the good guys win.你都可以假定最后好人贏得勝利。

Well, even though the stories are not so realistic and even though we rarely face and tasks,嗯，即使這些故事并不真實(shí)，即使我們很少面臨險(xiǎn)境，there are some similarities we share with the heros of the stories or the movies.從英雄的故事或電影當(dāng)中我們分享到的是一些相同之處。

We learn lessons everyday.我們每天都學(xué)習(xí)到經(jīng)驗(yàn)教訓(xùn)。

Just like the charactors in,就像里面的人物，there are lessons to be learned from my daily adventures.從我的每日冒險(xiǎn)中可以學(xué)到東西。

Sometimes the adventures are bit ordinary,but the experience is...有時(shí)候冒險(xiǎn)有點(diǎn)普通，但是你的經(jīng)歷卻是……

The more experience we have and lessons we learn,我們學(xué)習(xí)到經(jīng)驗(yàn)和教訓(xùn)越多，the better we can function and the adventures just can easier,我們?cè)侥芗橙〗逃?xùn)并使以后的冒險(xiǎn)更容易，or at least we can take on bigger challenges or at least avoid making the same mistakes.或者至少我們可以接受更大的挑戰(zhàn)或至少避免犯同樣的錯(cuò)誤。

第四篇：高中英語 雙語美文閱讀 風(fēng)雨過后見彩虹-正視困難素材[小編推薦]

風(fēng)雨過后見彩虹-正視困難

Every Living Person Has Problems

人人有本難念的經(jīng)

What is the secret ingredientof tough people that enables them to succeed?Why do they survive the tough times when others are overcome by them? Why do they win when others lose? Why do they soar when others sink?

堅(jiān)韌不撥的人成功的秘訣是什么？他們?yōu)槭裁茨芡^艱難的時(shí)刻，而其他人卻被困難所壓倒？為什么成功的是他們，而失敗的是其他人？為什么他們一飛沖天，而其他人都深陷泥沼？

The answer is very simple.It's allin how they perceive their problems.Yes, every living person has problems.A problem-free life isanillusion-a miragein the desert.Accept that fact.答案很簡(jiǎn)單，全看他們是如何看待自己面臨的難題。不錯(cuò)，人人有本難念的經(jīng)。沒有難題困擾的人生只能是一個(gè)幻想，是沙漠中的海市蜃樓。還是接受這個(gè)事實(shí)吧。

Every mountain has a peak.Every valley has its low point.Life has its ups and downs, its peaks and its valleys.No one is up all the time,nor are they down all the time.Problems do end.They are all resolved in time.每一座山都有巔峰，每一個(gè)峽谷都有深底。人生也有興衰起伏，不會(huì)有人一生都時(shí)乖命蹇。難題總有了結(jié)的一天。隨著時(shí)間的推移，一切難題都會(huì)迎刃而解。

You may not be able to control the times, but you can compose your response.You can turn your pain into profanity-or into poetry.The choice is up to you.You may not have chosen your tough time, but you can choose how you will react to it.你也許不能控制時(shí)勢(shì)，可是你能夠冷靜應(yīng)對(duì)。你既可以把痛苦轉(zhuǎn)換為怨天尤人的詛咒，也可以賦予之以詩意，這全在于你自己的選擇。時(shí)運(yùn)不濟(jì)的你或許無從選擇，但是你可以選擇應(yīng)對(duì)的方略。

For instance,what is the positive reaction to a terrible financial setback? In this situation would it be the positive reaction to copout and runaway? Escape through alcohol,drug, or suicide? No!Such negative reactions only produce greater problems by promising a temporary solution to the pressing problem.譬如，遭遇一次嚴(yán)重的經(jīng)濟(jì)挫折，究竟怎么做才稱得上積極應(yīng)對(duì)呢？放棄而后潛逃？借酒澆愁？吸毒麻醉？抑或自殺？這樣的逃避是積極應(yīng)對(duì)嗎？當(dāng)然不是！這樣一些消極的反應(yīng)似乎暫時(shí)解決了迫在眉睫的難題，但事實(shí)上只會(huì)招致更棘手的難題。

The positive solution to a problem may require courage to initiate it.When you control your reaction to the seemingly un-controllable problemof life, then in fact you do control the problem's effect on you.Your reaction to the problem is the last word!That's the bottom line.What will you let this problem do to you? It can make you tender or tough.It can make you better or bitter.It all depends on you.積極的應(yīng)對(duì)只能是鼓起勇氣著手解決。對(duì)于人生中看似無法控制的難題，當(dāng)你能夠控制自己的應(yīng)對(duì)，那么你就事實(shí)上控制了難題對(duì)你的影響。你對(duì)難題的應(yīng)對(duì)是至關(guān)重要的、最根本的。難題能對(duì)你產(chǎn)生什么樣的影響呢？它可以使你脆弱，也可以使你堅(jiān)強(qiáng)；它可以使你升華，也可以使你痛苦。全在于你自己。

In the final analysis, the tough people who survive the tough times do so because they've chosen to react positively to their predicament.Tough times never last, but tough people do.Tough people stick it out.History teaches us that every problem has a lifespan.歸根結(jié)底，堅(jiān)韌的人之所以能挺過艱難的歲月，是因?yàn)樗麄冞x擇積極地去應(yīng)對(duì)困境。艱難的歲月不會(huì)沒完沒了，堅(jiān)韌的人會(huì)始終不懈，堅(jiān)持到底。歷史告訴我們，每一個(gè)難題都有始有終，任何難題都不會(huì)永遠(yuǎn)存在。

No problem is permanent.Storms always give way to the sun.Winter always thaws into springtime.Your storm will pass.Your winter will thaw.Your problem will be solved.暴風(fēng)雨過后一定是燦爛的陽光。嚴(yán)冬必然會(huì)化為春光。你的暴風(fēng)雨也會(huì)過去，你的冬天也會(huì)回暖。你的難題終將解決。

第五篇：高中英語作文素材 關(guān)于個(gè)人責(zé)任 On Responsibility（本站推薦）

關(guān)于個(gè)人責(zé)任(On Responsibility)We Chinese place a high value on responsibility.It is traditional deal for us Chinese to take care of our parents.We owe them a great deal for the love they give us while we are growing up.It is right, then, when they are getting older with each passing day, we help them and see that they are well cared for.In this way, we give back some of the love and care they have given to us.As loyal Chinese citizens, we must have a strong sense of responsibility to our country.I t is our duty to keep China strong in the eyes

Finally, we must remember that we have a responsibility to the world we live in.It is important that we learn to live in peace with the other nations of the world and to protect our environment.If we carry out these responsibilities, we will be respected citizens of our country.