第一篇：2012年奧巴馬新年賀詞英文版

2012年奧巴馬新年賀詞英文版

2012年即將到來之際，美國總統(tǒng)奧巴馬發(fā)表新年賀詞稱，新的一年將迎來“艱難的爭論”和“困難的斗爭”，但他真心希望美國人民會團(tuán)結(jié)一心發(fā)展經(jīng)濟(jì)，并加強(qiáng)中產(chǎn)階級的力量。With the New Year just around the corner, President Obama said there will be “difficult debates” and “tough fights” ahead but that he’s hopeful the American people will come together to grow the economy and strengthen the middle class.奧巴馬在夏威夷與家人度假時發(fā)表每周演講說：“毫無疑問，2012年會帶來更多變革。在我們邁向新年時，我真心希望我們能夠應(yīng)對這些變革，并且變得更加強(qiáng)大，發(fā)展經(jīng)濟(jì)，創(chuàng)造就業(yè)，加強(qiáng)中產(chǎn)階級的力量。”

“There’s no doubt that 2012 will bring even more change,” the president said in his weekly address from Hawaii, where he’s vacationing with his family.“As we head into the New Year, I’m hopeful that we have what it takes to face that change and come out even stronger – to grow our economy, create more jobs, and strengthen the middle class.”

奧巴馬繼續(xù)將2012年描述為對中產(chǎn)階級來說“成敗攸關(guān)”的一年，解釋說：“在未來幾個月里我們的行動將決定美國成為什么樣的國家，以及我們希望子孫在怎樣的世界中成長?！?Obama continued to describe the year to come as a “make-or-break” moment for the middle class, explaining “the actions we take in the months ahead will help determine what kind of country we want to be, and what kind of world we want our children and grandchildren to grow up in.”

奧巴馬對來年表示樂觀，部分是因?yàn)榱⒎ㄕ邆円黄鹋ρ娱L了工資稅的減免期限，而且美國公眾廣泛參與其中。他在爭取美國民眾在未來應(yīng)對挑戰(zhàn)中的支持時說：“很高興能看到國會議員們?yōu)榍О偃f工薪人員做些好事。但這是因?yàn)橛心銈儼l(fā)表了自己的意見，這一切才成為可能。你們有勇氣相信自己的聲音會帶來改變。在一天結(jié)束時，這些讓一切都發(fā)生了改變。你們有勇氣相信自己的聲音會帶來改變。在一天結(jié)束時，它們改變了一切?！?/p>

The president said he’s optimistic about the upcoming year, in part because of the way lawmakers came together to extend the payroll tax cut and because the American public got involved.“It was good to see members of Congress do the right thing for millions of working Americans.But it was only possible because you added your voices to the debate,” he said as he enlisted Americans’ help in the challenges ahead.“You had the courage to believe that your voices could make a difference.And at the end of the day, they made all the difference.” 奧巴馬祝美國民眾“新年快樂”。他說：“我相信，只要我們團(tuán)結(jié)一致，讓美國政府官員知道什么才是最重要的，我們就能讓國家繼續(xù)前進(jìn)，并保證每個美國人都能得到應(yīng)得的機(jī)會?！?“I’m confident that if we work together, and if you keep reminding folks in Washington what’s at stake, then we will move this country forward and guarantee every American the opportunities they deserve,” Obama said as he wished Americans a “happy new year.”

第二篇：奧巴馬新年賀詞

Weekly Address: Democrats and Republicans Have Shared Responsibility to

Move America Forward

President Barack Obama Weekly Address The White House January 1, 2011

視頻鏈接：奧巴馬元月1日電視講話:新年新氣象(視頻+音頻+文本)

Hello, everybody.As we close the books on one year and begin another, I wanted to take a moment today to wish you a very Happy New Year and talk a little bit about the year that lies ahead.At the start of 2011, we’re still just emerging from a once-in-a-lifetime recession that’s taken a terrible toll on millions of families.We all have friends and neighbors trying to get their lives back on track.We are, however, riding a few months of economic news that suggests our recovery is gaining traction.And our most important task now is to keep that recovery going.As President, that’s my commitment to you: to do everything I can to make sure our economy is growing, creating jobs, and strengthening our middle class.That’s my resolution for the coming year.Still, even as we work to boost our economy in the short-term, it’s time to make some serious decisions about how to keep our economy strong, growing, and competitive in the long run.We have to look ahead – not just to this year, but to the next 10 years, and the next 20 years.Where will new innovations come from? How will we attract the companies of tomorrow to set up shop and create jobs in our communities? What will it take to get those jobs? What will it take to out-compete other countries around the world? What will it take to see the American Dream come true for our children and grandchildren?

Our parents and grandparents asked themselves those questions.And because they had the courage to answer them, we’ve had the good fortune to grow up in the greatest nation on Earth.Now it’s our turn to think about the future.In a few days, a new Congress will form, with one house controlled by Democrats, and one house controlled by Republicans – who now have a shared responsibility to move this country forward.And here’s what I want you to know: I’m willing to work with anyone of either party who’s got a good idea and the commitment to see it through.And we should all expect you to hold us accountable for our progress or our failure to deliver.As I’ve said since I first ran for this office, solving our challenges won’t be quick or easy.We have come through a difficult decade;one of new threats and new trials we didn’t expect when it began.But a new year and a new decade stretch out before us.And if we just remember what America is capable of, and live up to that legacy, then I’m confident that we are poised for a period of progress – one in which our economy is growing, our standing in the world is rising, and we do what it takes to make sure America remains in the 21st century what it was in the 20th: the greatest country in the world.

第三篇：奧巴馬新年賀詞

每周電視講話：在新的一年里共同努力向前

華盛頓：在本周的講話中，奧巴馬總統(tǒng)告訴美國民眾，盡管在新的一年里會面臨艱難的辯論，但通過大家的參與，我們依然可以實(shí)現(xiàn)經(jīng)濟(jì)增長并創(chuàng)造就業(yè)。奧馬巴總統(tǒng)將繼續(xù)為確保每個人都擁有平等的機(jī)會并承擔(dān)平等的義務(wù)而不懈努力，在我們走進(jìn)2012之際，所有美國人都應(yīng)該讓華盛頓牢記什么才是對中產(chǎn)階級最重要的事情。通過參與辯論，美國人民已經(jīng)證明自己可以帶來改變，在新的一年里，我們將繼續(xù)團(tuán)結(jié)一致，把國家推向前進(jìn)，幫助每個美國人找到應(yīng)得的發(fā)展機(jī)會。

大家好！2011接近尾聲，2012馬上來臨。值此新春之際，我祝愿大家新年快樂，健康幸福！過去的一年我們國家遇到了很大的挑戰(zhàn)也取得了很大的成就。我們結(jié)束了一場戰(zhàn)爭，另一場也接近尾聲。我們重創(chuàng)了基地組織，讓美國更加安寧。我們與全球的伙伴和盟友們一起面對自然災(zāi)害和變革。盡管還有很多的人依然要艱苦支撐，但我們很欣慰的看到美國的經(jīng)濟(jì)有了復(fù)蘇的跡象。

毫無疑問，2012將帶來更多改變。在我們進(jìn)入新年之際，我真心希望我們能直面這些改變，并讓這些改變來的更強(qiáng)烈些——促進(jìn)經(jīng)濟(jì)增長，創(chuàng)造就業(yè)，鞏固中產(chǎn)階級地位。

我之所以充滿希望，是因?yàn)槲覀兛吹皆谑フQ節(jié)前，國會議員一起努力避免1.6億美國人民的稅負(fù)上升——這為一般家庭在每份薪水單上節(jié)省了40美元。他們還確保了美國人民在失業(yè)時的保險不被終止。我期待著國會能在2012年將延長這些規(guī)定的工作完成好。

很高興能看到國會議員們?yōu)榍О偃f工薪人員做些好事情。但這是因?yàn)橛心銈儏⒓拥霓q論，發(fā)表了自己的意見，這一切才成為可能。通過email、Twitter、或電話，你們讓你們的代表知道什么才是最重要的。那就是你們的生命、你們的家庭和你們的幸福。你們有勇氣相信自己的聲音會帶來改變。在最后的一天，這些讓一切都發(fā)生了改變。

更重要的是，你們讓我對2012充滿期待。因?yàn)槲覀冞€將面臨很多艱難的辯論和艱苦的斗爭。如同以前我所說過的，我們處在對中產(chǎn)階級而言不成則敗的關(guān)鍵時期。在未來幾個月里我們在各方面的行動將決定我們需要什么樣的國家，以及我們希望我們的子孫在什么樣的環(huán)境中成長。

作為總統(tǒng)，我承諾我將竭盡全力讓美國成為辛勤勞動和責(zé)任心受到獎勵的地方——成為每個人都享有公平的機(jī)會并承擔(dān)公平的義務(wù)的地方。這是我所信賴的美國。這也是大家所熟知的美國。我相信，只要我們團(tuán)結(jié)一致，讓華盛頓知道什么才是最重要的，那么，我們就能讓國家繼續(xù)前進(jìn)，并保證每個美國人都能得到應(yīng)得的機(jī)會。

謝謝收看。米歇爾、瑪莉亞、薩莎、波和我一起祝大家新年快樂。

============================================

MP3： http://004km.cne in the new year, by joining together, we can continue to help grow the economy and create jobs across the country.President Obama will keep working to ensure that everyone has a fair shot and does their fair share, and as we enter into 2012, all Americans should remind Washington of what is at stake for the middle class.By adding their voices to the debate, Americans have already proven that they can make a difference, and in the new year, we can continue to work together to put the country first and help every American find the opportunities they deserve.Hello, everybody.As 2011 comes to an end and we look ahead to 2012, I want to wish everyone a happy and healthy New Year.The last year has been a time of great challenge and great progress for our country.We ended one war and began to wind down another.We dealt a crippling blow to al-Qaeda and made America more secure.We stood by our friends and allies around the world through natural disasters and revolutions.And we began to see signs of economic recovery here at home, even as too many Americans are still struggling to get ahead.There’s no doubt that 2012 will bring even more change.And as we head into the New Year, I’m hopeful that we have what it takes to face that change and come out even stronger – to grow our economy, create more jobs, and strengthen the middle class.I’m hopeful because of what we saw right before Christmas, when Members of Congress came together to prevent a tax hike for 160 million Americans – saving a typical family about $40 in every paycheck.They also made sure Americans looking for work won’t see their unemployment insurance cut off.And I expect Congress to finish the job by extending these provisions through the end of 2012.It was good to see Members of Congress do the right thing for millions of working Americans.But it was only possible because you added your voices to the debate.Through email and Twitter and over the phone, you let your representatives know what was at stake.Your lives.Your families.Your well-being.You had the courage to believe that your voices could make a difference.And at the end of the day, they made all the difference.More than anything else, you are the ones who make me hopeful about 2012.Because we’ve got some difficult debates and some tough fights to come.As I’ve said before, we are at a make-or-break moment for the middle class.And in many ways, the actions we take in the months ahead will help determine what kind of country we want to be, and what kind of world we want our children and grandchildren to grow up in.As President, I promise to do everything I can to make America a place where hard work and responsibility are rewarded – one where everyone has a fair shot and everyone does their fair share.That’s the America I believe in.That’s the America we’ve always known.And I’m confident that if we work together, and if you keep reminding folks in Washington what’s at stake, then we will move this country forward and guarantee every American the opportunities they deserve.Thanks for watching, and from Michelle, Malia, Sasha, Bo and myself, Happy New Year.

第四篇：奧巴馬2012新年賀詞

奧巴馬2012新年賀詞

Working Together in the New Year

Hello everybody.As 2011 comes to an end and we look ahead to 2012, I want to wish everyone a happy and healthy New Year.大家好！2011接近尾聲，2012馬上來臨。值此新春之際，我祝愿大家新年快樂，健康幸福！

The last year has been a time of great challenge and great progress for our country.We ended one war and began to wind down another.We dealt a crippling blow to al-Qaeda and made America more secure.We stood by our friends and allies around the world through natural disasters and revolutions.And we began to see signs of economic recovery here at home, even as too many Americans are still struggling to get ahead.過去的一年我們國家遇到了很大的挑戰(zhàn)也取得了很大的成就。我們結(jié)束了一場戰(zhàn)爭，另一場也接近尾聲。我們重創(chuàng)了基地組織，讓美國更加安寧。我們與全球的伙伴和盟友們一起面對自然災(zāi)害和變革。盡管還有很多的人依然要艱苦支撐，但我們很欣慰的看到美國的經(jīng)濟(jì)有了復(fù)蘇的跡象。

There's no doubt that 2012 will bring even more change.And as we head into the New Year, I'm hopeful that we have what it takes to face that change and come out even stronger – to grow our economy, create more jobs, and strengthen the middle class.毫無疑問，2012將帶來更多改變。在我們進(jìn)入新年之際，我真心希望我們能應(yīng)對這些改變，而且變得更加強(qiáng)大——促進(jìn)經(jīng)濟(jì)增長，創(chuàng)造就業(yè)，鞏固中產(chǎn)階級地位。I'm hopeful because of what we saw right before Christmas, when Members of Congress came together to prevent a tax hike for 160 million Americans – saving a typical family about $40 in every paycheck.They also made sure Americans looking for work won't see their unemployment insurance cut off.And I expect Congress to finish the job by extending these provisions through the end of 2012.我之所以充滿希望，是因?yàn)槲覀兛吹皆谑フQ節(jié)前，國會議員一起努力避免1.6億美國人民的稅負(fù)上升——這為一般家庭在每份薪水單上節(jié)省了40美元。他們還確保了美國人民在失業(yè)時的保險不被終止。我期待著國會能在2012年將這些工作完成好。It was good to see Members of Congress do the right thing for millions of working Americans.But it was only possible because you added your voices to the debate.Through email and Twitter and over the phone, you let your representatives know what was at stake.Your lives.Your families.Your well-being.You had the courage to believe that your voices could make a difference.And at the end of the day, they made all the difference.很高興能看到國會議員們?yōu)榍О偃f工薪人員做些好事情。但這是因?yàn)橛心銈儏⒓拥霓q論，發(fā)表了自己的意見，這一切才成為可能。通過電郵、推特、或電話，你們讓你們的代表知道什么才是最重要的。那就是你們的生命、你們的家庭和你們的幸福。你們有勇氣相信自己的聲音會帶來改變。在一天結(jié)束時，這些讓一切都發(fā)生了改變。More than anything else, you are the ones who make me hopeful about 2012.Because we've got some difficult debates and some tough fights to come.As I've said before, we are at a make-or-break moment for the middle class.And in many ways, the actions we take in the months ahead will help determine what kind of country we want to be, and what kind of world we want our children and grandchildren to grow up in.更重要的是，你們讓我對2012充滿期待。因?yàn)槲覀冞€將面臨很多艱難的辯論和艱苦的斗爭。如同以前我所說過的，我們處在對中產(chǎn)階級而言不成則敗的關(guān)鍵時期。從許多方面來說，在未來幾個月里我們的行動將決定我們將成為什么樣的國家，以及我們希望我們的子孫在什么樣的世界中成長。

As President, I promise to do everything I can to make America a place where hard work and responsibility are rewarded – one where everyone has a fair shot and everyone does their fair share.That's the America I believe in.That's the America we've always known.And I'm confident that if we work together, and if you keep reminding folks in Washington what's at stake, then we will move this country forward and guarantee every American the opportunities they deserve.作為總統(tǒng)，我承諾我將竭盡全力讓美國成為辛勤勞動和責(zé)任心受到獎勵的地方——成為每個人都享有公平的機(jī)會并承擔(dān)公平的義務(wù)的地方。這是我所信賴的美國。這也是大家所熟知的美國。我相信，只要我們團(tuán)結(jié)一致，讓華盛頓知道什么才是最重要的，那么，我們就能讓國家繼續(xù)前進(jìn)，并保證每個美國人都能得到應(yīng)得的機(jī)會。Thanks for watching, and from Michelle, Malia, Sasha, Bo and myself, Happy New Year

謝謝收看。米歇爾、瑪莉亞、薩莎、波和我一起祝大家新年快樂。

共同增進(jìn)民福祉

——中國國家主席胡錦濤2011年新年賀詞

2010年12月31日

Promoting the wellbeing of the world's people together

--2011 New Year Speech delivered by Hu Jintao, President of the People's Republic

of China December 31, 2010

女士們，先生們，同志們、朋友們，Ladies and gentlemen, comrades and friends，新年鐘聲即將敲響，人類就要進(jìn)入2011年。在這辭舊迎新的美好時刻，我很高興通過中國國際廣播電臺、中央人民廣播電臺和中央電視臺，向全國各族人民，向香港特別行政區(qū)同胞、澳門特別行政區(qū)同胞、臺灣同胞和海外僑胞，向世界各國的朋友們，致以新年的祝福！

The New Year's bell is about to ring, and 2011 will soon begin.At this beautiful moment of bidding farewell to the old and ushering in the new, via China Radio International, China National Radio and China Central Television, I am delighted to extend New Year greetings to Chinese of all ethnic groups, to compatriots in Hong Kong and Macao Special Administrative Regions and Taiwan, to overseas Chinese and to friends all over the world!

2010年，對中國人民來說是很不平凡的一年。面對國際國內(nèi)環(huán)境的復(fù)雜變化，中國人民團(tuán)結(jié)一心、開拓前進(jìn)，成功舉辦上海世博會、廣州亞運(yùn)會，戰(zhàn)勝青海玉樹強(qiáng)烈地震、甘肅舟曲特大山洪泥石流等重大自然災(zāi)害，保持經(jīng)濟(jì)平穩(wěn)較快發(fā)展，著力提高人民生活水平和質(zhì)量，勝利實(shí)現(xiàn)―十一五‖規(guī)劃確定的目標(biāo)任務(wù)，經(jīng)濟(jì)實(shí)力和綜合國力進(jìn)一步增強(qiáng)。中國加強(qiáng)同各國的友好合作，積極參與應(yīng)對國際金融危機(jī)、氣候變化、核安全等問題的國際合作，發(fā)揮建設(shè)性作用，為促進(jìn)世界和平與發(fā)展作出了新的貢獻(xiàn)。

The year of 2010 has been a very unusual and uncommon one for the Chinese people.Facing difficult domestic and international situations, Chinese people of all ethnic groups united in one heart and one mind, with perseverance, successfully dealt with the disasters brought about by the Yushu earthquake in Qinghai Province and the Zhouqu mudslide in Gansu Province.We successfully held Shanghai World Expo and Guangzhou Asian Games.We maintained a stable and relatively fast economic growth, and successfully completed the goals set up in the 11th Five-Year Plan for Economic and Social Development.The living standard of the Chinese people has been further improved.The economic strength and the overall national strength have been further strengthened.The Chinese people conducted friendly exchanges and pragmatic cooperation with the rest of the world, actively participated in efforts by the international community to deal with the global financial crisis, climate change, and nuclear safety, and made further contributions to world peace and development.在這里，我謹(jǐn)代表中國政府和人民，向今年以來在各方面給予我們大力支持的各國政府和人民，表示衷心的感謝！

Here on behalf of the Chinese government and people, I would like to express the most sincere thanks to the governments and people of all the countries that have supported us in the past year!

2011年是中國進(jìn)入―十二五‖時期的開局之年。在新的一年里，中國人民將繼續(xù)高舉中國特色社會主義偉大旗幟，以鄧小平理論和―三個代表‖ 重要思想為指導(dǎo)，深入貫徹落實(shí)科學(xué)發(fā)展觀，以科學(xué)發(fā)展為主題，以加快轉(zhuǎn)變經(jīng)濟(jì)發(fā)展方式為主線，實(shí)施積極的財政政策和穩(wěn)健的貨幣政策，加快推進(jìn)經(jīng)濟(jì)結(jié)構(gòu)調(diào)整，著力保障和改善民生，不斷深化改革開放，保持經(jīng)濟(jì)平穩(wěn)較快發(fā)展，促進(jìn)社會和諧穩(wěn)定。我們將堅(jiān)持―一國兩制‖、―港人治港‖、―澳人治澳‖、高度自治的方針，緊緊依靠廣大香港同胞、澳門同胞，努力保持香港、澳門長期繁榮穩(wěn)定。我們將堅(jiān)持―和平統(tǒng)一、一國兩制‖的方針，牢牢把握兩岸關(guān)系和平發(fā)展主題，繼續(xù)推進(jìn)兩岸交流合作，不斷造福兩岸同胞。

The year 2011 marks the beginning of China's implementation of the 12th Five-Year Plan for Economic and Social Development.In the upcoming year, we will unswervingly uphold the great banner of socialism with Chinese characteristics, deepen the implementation of the Scientific Outlook on Development under the guidance of Deng Xiaoping Theory and the important thought of Three Represents, pursue a path of scientific development, accelerate the change of development mode and structural adjustment, and maintain a proactive fiscal and stable monetary policy.We will pay more attention to deepening the reform and opening up and further improving people's welfare.We will make overall plans to guarantee a stable and relatively fast economic growth and social harmony and stability.We will uphold the principles of “one country, two systems”, “Hong Kong people governing Hong Kong” and “Macao people governing Macao” with a high degree of autonomy.We will work together with our compatriots in Hong Kong and Macao to maintain long-term prosperity and stability in the two Special Administrative Regions.We will adhere to the Principles of “peaceful reunification and one country, two systems”, and firmly grasp the theme of cross-Straits relations and peaceful development, strengthen the cross-Straits exchanges and cooperation, and bring continuous well-being to compatriots on both sides of the Taiwan Strait.當(dāng)前，世界多極化、經(jīng)濟(jì)全球化深入發(fā)展，科技創(chuàng)新孕育新突破，但世界經(jīng)濟(jì)復(fù)蘇進(jìn)程仍將艱難曲折，氣候變化、能源資源安全、糧食安全、公共衛(wèi)生安全等全球性問題更加突出，國際和地區(qū)熱點(diǎn)問題此起彼伏，世界和平與發(fā)展面臨的機(jī)遇和挑戰(zhàn)都前所未有。加強(qiáng)國際合作，攜手應(yīng)對人類共同面臨的嚴(yán)峻挑戰(zhàn)，符合各國人民共同利益。借此機(jī)會，我愿重申，中國將繼續(xù)高舉和平、發(fā)展、合作旗幟，堅(jiān)持獨(dú)立自主的和平外交政策，始終不渝走和平發(fā)展道路，始終不渝奉行互利共贏的開放戰(zhàn)略，在和平共處五項(xiàng)原則的基礎(chǔ)上積極發(fā)展同各國的友好交往和互利合作，積極參與應(yīng)對全球性問題的國際合作，繼續(xù)同各國人民一道推動建設(shè)持久和平、共同繁榮的和諧世界。

At present, the world is moving further towards multi-polarity and globalization while the innovation of science an technology is brewing new breakthroughs.But, at the same time, the recovery of world economy is still facing many hardships;global issues such as climate change, energy, resources, food and public sanitary security are prominent;and international and regional hot spots are popping up.World peace and development face grave challenges.To strengthen global cooperation and meet the challenges in a joint way is to the best interest of the people of all countries.I would like to take this opportunity to reaffirm that China will uphold the banner of peace, development and cooperation and adhere to an independent and peaceful foreign policy.We will unswervingly take the road of peaceful development and implement a strategy of opening up for mutual benefit and win-win situation, actively develop friendly cooperation with all countries on the basis of the Five Principles of Peaceful Coexistence, actively participate in efforts by the international community to deal with the global issues, and strive to build a harmonious world with lasting peace and common prosperity.此時此刻，世界上還有不少民眾經(jīng)受著戰(zhàn)火、貧困、疾病、自然災(zāi)害等帶來的苦難。中國人民對他們的不幸遭遇抱著深深的同情，衷心希望他們早日擺脫困境。中國人民將一如既往向他們提供力所能及的幫助。我相信，只要各國人民攜手努力，世界發(fā)展前景一定會更加美好，各國人民福祉一定會不斷增進(jìn)。

At this moment on this planet we inhabit, there are still people who are suffering the effects of war, poverty, sickness and natural disasters.The Chinese people have great sympathy for their pain, and are always willing to do all we can to help them overcome the difficulties.I believe, with sustained efforts of people of all countries, the world is sure to progress, and humanity's well-being is certain to improve.最后，我從北京祝大家在新的一年里幸福安康！

Finally, from here in Beijing, I would like to wish you all happiness, peace and health in the New Year!

第五篇：奧巴馬英文演講稿

奧巴馬英文演講稿：簽署金融改革法案

THE PRESIDENT: Well, good morning, everyone.AUDIENCE: Good morning.THE PRESIDENT: We are gathered in the heart of our nation’s capital, surrounded by memorials to leaders and citizens who served our nation in its earliest days and in its days of greatest trial.Today is such a time for America.Over the past two years, we have faced the worst recession since the Great Depression.Eight million people lost their jobs.Tens of millions saw the value of their homes and retirement savings plummet.Countless businesses have been unable to get the loans they need and many have been forced to shut their doors.And although the economy is growing again, too many people are still feeling the pain of the downturn.Now, while a number of factors led to such a severe recession, the primary cause was a breakdown in our financial system.It was a crisis born of a failure of responsibility from certain corners of Wall Street to the halls of power in Washington.For years, our financial sector was governed by antiquated and poorly enforced rules that allowed some to game the system and take risks that endangered the entire economy.Unscrupulous lenders locked consumers into complex loans with hidden costs.Firms like AIG placed massive, risky bets with borrowed money.And while the rules left abuse and excess unchecked, they also left taxpayers on the hook if a big bank or financial institution ever failed.Now, even before the crisis hit, I went to Wall Street and I called for common-sense reforms to protect consumers and our economy as a whole.And soon after taking office, I proposed a set of reforms to empower consumers and investors, to bring the shadowy deals that caused this crisis into the light of day, and to put a stop to taxpayer bailouts once and for all.(Applause.)Today, thanks to a lot of people in this room, those reforms will become the law of the land.For the last year, Chairmen Barney Frank and Chris Dodd have worked day and night--(applause)--Barney and Chris have worked day and night to bring about this reform.And I am profoundly grateful to them.I would be remiss if I didn't also express my appreciation to Senator Harry Reid and Speaker Nancy Pelosi for their leadership.It wouldn’t have happened without them.(Applause.)Passing this bill was no easy task.To get there, we had to overcome the furious lobbying of an array of powerful interest groups and a partisan minority determined to block change.So the members who are here today, both on the stage and in the audience, they have done a great service in devoting so much time and expertise to this effort, to looking out for the public interests and not the special interests.(Applause.)And I also want to thank the three Republican senators who put partisanship aside--(applause)--judged this bill on the merits, and voted for reform.We’re grateful to them.(Applause.)And the Republican House members.(Applause.)Good to see you, Joe.(Applause.)Now, let’s put this in perspective.The fact is, the financial industry is central to our nation’s ability to grow, to prosper, to compete and to innovate.There are a lot of banks that understand and fulfill this vital role, and there are a whole lot of bankers who want to do right--and do right--by their customers.This reform will help foster innovation, not hamper it.It is designed to make sure that everybody follows the same set of rules, so that firms compete on price and quality, not on tricks and not on traps.It demands accountability and responsibility from everyone.It provides certainty to everybody, from bankers to farmers to business owners to consumers.And unless your business model depends on cutting corners or bilking your customers, you’ve got nothing to fear from reform.(Applause.)Now, for all those Americans who are wondering what Wall Street reform means for you, here’s what you can expect.If you’ve ever applied for a credit card, a student loan, or a mortgage, you know the feeling of signing your name to pages of barely understandable fine print.What often happens as a result is that many Americans are caught by hidden fees and penalties, or saddled with loans they can’t afford.That’s what happened to Robin Fox, hit with a massive rate increase on her credit card balance even though she paid her bills on time.That’s what happened to Andrew Giordano, who discovered hundreds of dollars in overdraft fees on his bank statement –-fees he had no idea he might face.Both are here today.Well, with this law, unfair rate hikes, like the one that hit Robin, will end for good.(Applause.)And we’ll ensure that people like Andrew aren’t unwittingly caught by overdraft fees when they sign up for a checking account.(Applause.)With this law, we’ll crack down on abusive practices in the mortgage industry.We’ll make sure that contracts are simpler-– putting an end to many hidden penalties and fees in complex mortgages-– so folks know what they’re signing.With this law, students who take out college loans will be provided clear and concise information about their obligations.And with this law, ordinary investors-– like seniors and folks saving for retirement –-will be able to receive more information about the costs and risks of mutual funds and other investment products, so that they can make better financial decisions as to what will work for them.So, all told, these reforms represent the strongest consumer financial protections in history.(Applause.)In history.And these protections will be enforced by a new consumer watchdog with just one job: looking out for people-– not big banks, not lenders, not investment houses-– looking out for people as they interact with the financial system.And that’s not just good for consumers;that’s good for the economy.Because reform will put a stop to a lot of the bad loans that fueled a debt-based bubble.And it will mean all companies will have to seek customers by offering better products, instead of more deceptive ones.Now, beyond the consumer protections I’ve outlined, reform will also rein in the abuse and excess that nearly brought down our financial system.It will finally bring transparency to the kinds of complex and risky transactions that helped trigger the financial crisis.Shareholders will also have a greater say on the pay of CEOs and other executives, so they can reward success instead of failure.And finally, because of this law, the American people will never again be asked to foot the bill for Wall Street’s mistakes.(Applause.)There will be no more tax-funded bailouts--period.(Applause.)If a large financial institution should ever fail, this reform gives us the ability to wind it down without endangering the broader economy.And there will be new rules to make clear that no firm is somehow protected because it is “too big to fail,” so we don’t have another AIG.That's what this reform will mean.Now, it doesn’t mean our work is over.For these new rules to be effective, regulators will have to be vigilant.We may need to make adjustments along the way as our financial system adapts to these new changes and changes around the globe.No law can force anybody to be responsible;it’s still incumbent on those on Wall Street to heed the lessons of this crisis in terms of how they conduct their businesses.The fact is every American-– from Main Street to Wall Street –-has a stake in our financial system.Wall Street banks and firms invest the capital that makes it possible for start-ups to sell new products.They provide loans to businesses to expand and to hire.They back mortgages for families purchasing a new home.That’s why we’ll all stand to gain from these reforms.We all win when investors around the world have confidence in our markets.We all win when shareholders have more power and more information.We all win when consumers are protected against abuse.And we all win when folks are rewarded based on how well they perform, not how well they evade accountability.In the end, our financial system only works –-our market is only free –-when there are clear rules and basic safeguards that prevent abuse, that check excess, that ensure that it is more profitable to play by the rules than to game the system.And that’s what these reforms are designed to achieve--no more, no less.Because that’s how we will ensure that our economy works for consumers, that it works for investors, that it works for financial institutions-– that it works for all of us.This is the central lesson not only of this crisis but of our history.Ultimately, there’s no dividing line between Main Street and Wall Street.We rise or fall together as one nation.So these reforms will help lift our economy and lead all of us to a stronger, more prosperous future.And that’s why I’m so honored to sign these reforms into law, and I’m so grateful to everybody who worked so hard to make this day possible.Thank you very much, everybody.(Applause.)(The bill is signed.)(Applause.)【相關(guān)中文報道】

美國當(dāng)?shù)貢r間21日，美國金融監(jiān)管進(jìn)入新的時代。美國總統(tǒng)奧巴馬正式簽署了金融監(jiān)管改革法案。在過去的一年多的時間里，奧巴馬沖破重重阻力，終于使得這項(xiàng)蓋著奧巴馬烙印的金改法案在國會通過，成為法律。

這份金融改革法案全稱《2010年華爾街改革和消費(fèi)者保護(hù)法》，簡稱《多德—弗蘭克法案》，被認(rèn)為是20世紀(jì)30年代以來美國改革力度最大、影響最深遠(yuǎn)的金融監(jiān)管改革。

改革后，將對美國最大型銀行征收新的費(fèi)用，并對其業(yè)務(wù)活動加以限制；對總額450萬億美元的衍生品市場實(shí)施新的限制；并將針對抵押貸款和信用卡產(chǎn)品建立一家新的個人消費(fèi)者保護(hù)機(jī)構(gòu)。

奧巴馬在這項(xiàng)立法的簽署儀式上表示：“金融改革不光對個人消費(fèi)者來說是件好事，對美國經(jīng)濟(jì)來說也同樣是件好事。通過這項(xiàng)法案不是一項(xiàng)容易的任務(wù)；為了實(shí)現(xiàn)這一目標(biāo)，我們不得不克服了一系列強(qiáng)有力的利益團(tuán)體猛烈的游說活動，以及決心阻礙改革的少數(shù)黨派人士的反對意見?！?/p>

這項(xiàng)法案的獲批使得奧巴馬在控制華爾街金融公司的問題上取得了重大的勝利。（本段文字來源：經(jīng)濟(jì)觀察網(wǎng)）奧巴馬英文演講稿：簽署金融改革法案

With this law, we’ll crack down on abusive（辱罵的，濫用的）practices in the mortgage industry.We’ll make sure that contracts are simpler-– putting an end to many hidden penalties and fees in complex mortgages-– so folks know what they’re signing.With this law, students who take out college loans will be provided clear and concise information about their obligations.And with this law, ordinary investors-– like seniors and folks saving for retirement –-will be able to receive more information about the costs and risks of mutual funds and other investment products, so that they can make better financial decisions as to what will work for them.So, all told, these reforms represent the strongest consumer financial protections in history.(Applause.)In history.And these protections will be enforced by a new consumer watchdog with just one job: looking out for people-– not big banks, not lenders, not investment houses-– looking out for people as they interact with the financial system.And that’s not just good for consumers;that’s good for the economy.Because reform will put a stop to a lot of the bad loans that fueled a debt-based bubble.And it will mean all companies will have to seek customers by offering better products, instead of more deceptive（欺詐的，迷惑的）ones.Now, beyond the consumer protections I’ve outlined, reform will also rein in the abuse and excess that nearly brought down our financial system.It will finally bring transparency to the kinds of complex and risky transactions that helped trigger the financial crisis.Shareholders will also have a greater say on the pay of CEOs and other executives, so they can reward success instead of failure.And finally, because of this law, the American people will never again be asked to foot the bill（負(fù)擔(dān)費(fèi)用）for Wall Street’s mistakes.(Applause.)There will be no more tax-funded bailouts--period.(Applause.)If a large financial institution should ever fail, this reform gives us the ability to wind it down without endangering the broader economy.And there will be new rules to make clear that no firm is somehow protected because it is “too big to fail,” so we don’t have another AIG.That's what this reform will mean.Now, it doesn’t mean our work is over.For these new rules to be effective, regulators will have to be vigilant（警惕的，注意的）.We may need to make adjustments along the way as our financial system adapts to these new changes and changes around the globe.No law can force anybody to be responsible;it’s still incumbent on those on Wall Street to heed the lessons of this crisis in terms of how they conduct their businesses.The fact is every American-– from Main Street to Wall Street –-has a stake in our financial system.Wall Street banks and firms invest the capital that makes it possible for start-ups to sell new products.They provide loans to businesses to expand and to hire.They back mortgages for families purchasing a new home.That’s why we’ll all stand to gain from these reforms.We all win when investors around the world have confidence in our markets.We all win when shareholders have more power and more information.We all win when consumers are protected against abuse.And we all win when folks are rewarded based on how well they perform, not how well they evade（逃避）accountability.In the end, our financial system only works –-our market is only free –-when there are clear rules and basic safeguards that prevent abuse, that check excess, that ensure that it is more profitable to play by the rules than to game the system.And that’s what these reforms are designed to achieve--no more, no less.Because that’s how we will ensure that our economy works for consumers, that it works for investors, that it works for financial institutions-– that it works for all of us.This is the central lesson not only of this crisis but of our history.Ultimately, there’s no dividing line between Main Street and Wall Street.We rise or fall together as one nation.So these reforms will help lift our economy and lead all of us to a stronger, more prosperous future.And that’s why I’m so honored to sign these reforms into law, and I’m so grateful to everybody who worked so hard to make this day possible.Thank you very much, everybody.(Applause.)(The bill is signed.)(Applause.)END 11:48 A.M.EDT

(責(zé)任編輯：admin)