第一篇：歷年銀監(jiān)會面試真題

2016安徽銀監(jiān)會面試真題(2月28日)

1、自我介紹(姓名、年齡、學(xué)校、專業(yè)、科研成果)

2、北京霧霾天氣頻發(fā)，美國大使館與北京環(huán)保部門監(jiān)測數(shù)據(jù)不同，引發(fā)熱議，你怎么看。

3、進入工作單位，領(lǐng)導(dǎo)讓你對轄內(nèi)銀行業(yè)金融機構(gòu)進行檢查，形成調(diào)查報告，但你對業(yè)務(wù)不熟悉，請問你怎么辦?

4、央行取消商業(yè)銀行，農(nóng)村金融機構(gòu)存款利率上限，利率市場化從理論付諸實踐，請問利率市場化對商業(yè)銀行有什么影響?

5、商業(yè)銀行內(nèi)部控制的意義，要素，原則。

6、(英語)商業(yè)銀行在經(jīng)濟中的作用。

2016年2月27日上午德州銀監(jiān)局面試真題

（考試前一天抽簽，12人一組，學(xué)員抽到10號。一上午面試完，沒有追問環(huán)節(jié)（可能因為靠后）。7考官，面試時間20分鐘5道題（3道結(jié)構(gòu)化，1道英語，1道專業(yè)），沒有題本，讀題，有稿紙和筆。一周后出成績）

1、自我介紹。

2、一位同事突然離職，沒有交接工作，領(lǐng)導(dǎo)讓你負(fù)責(zé)他原來的工作，你又不了解，你怎么辦？

3、一位老人身體不好，銀行工作人員說必須到現(xiàn)場才能辦理業(yè)務(wù)，老人到現(xiàn)場辦理業(yè)務(wù)時猝死，社會紛紛譴責(zé)銀行，你怎么看？

專業(yè)題:會計和審計的區(qū)別和聯(lián)系。

英語:談?wù)勀阃瓿梢豁椚蝿?wù)的經(jīng)歷。

2016年2月27日湖北銀監(jiān)會面試真題

（每一組的三個考生面試完了，考官會商量探討下，7名考官）

1、自我介紹。

2、有人說微信讓人關(guān)系親密，有人說經(jīng)常有人在飯桌上也玩微信，讓人關(guān)系疏遠。你怎么看？

3、一大早，一個大爺?shù)侥銈儐挝唬f要投訴某個銀行，很多群眾圍觀，你不負(fù)責(zé)接待群眾投訴這一工作，負(fù)責(zé)解決投訴的同事還在上班的路上，你怎么辦？

專業(yè)題：現(xiàn)在商業(yè)銀行開發(fā)了很多保險、證券等業(yè)務(wù)，說說利與弊，它的意義，可以探索的模式。

英語題：你現(xiàn)在同一時間有很多工作，你怎么應(yīng)付？

2016年國家公務(wù)員考試面試真題：江西銀監(jiān)局（2月28日）(5個考官，念題，20分鐘)

1、自我介紹。

2、中國官方霧霾的檢測量與美國大使館不同，你怎么看?

3、中國會計準(zhǔn)則與國際趨同，有人支持，有人反對，你怎么看?

4、領(lǐng)導(dǎo)要你做一個對轄區(qū)內(nèi)銀行業(yè)支持實體經(jīng)濟的調(diào)查，你不太熟悉情況，將如何開展工作?

5、how to be a team player?

2016年國家公務(wù)員考試面試真題：銀監(jiān)會（2月28日）銀監(jiān)會計算機崗 1

1、自我介紹，三分鐘左右。

2、隨著技術(shù)發(fā)展出現(xiàn)了新型社交工具，微信，有人認(rèn)為好，有人認(rèn)為淡化了人們之間的交流，你怎么看?

3、假如你是銀監(jiān)會的一名工作人員，一名老大爺去上訪，以為你是信訪辦的工作人員，抓著你不放，你怎么辦 ?

4、盡可能多的說一些你認(rèn)識的網(wǎng)絡(luò)設(shè)備，并說說他們的作用。

5、簡述軟件工程，概要設(shè)計階段的主要任務(wù)。

6、there are a lot of things you should to do at the same time你會怎么做?

銀監(jiān)會計算機崗 2

1、自我介紹(包括學(xué)校、年齡、專業(yè)、工作經(jīng)歷、學(xué)習(xí)科研成果)

2、一名中風(fēng)的老人的兒子要去銀行替老人取錢，但銀行工作人員說不行，要老人親自來取，老人的兒子最終用輪椅推著老人來，最后老人猝死在銀行，引起了社會輿論，你怎么看?

3、你單位的一位同事突然辭職，沒有工作交接，領(lǐng)導(dǎo)讓你去接手，但是任務(wù)重，且和你的工作區(qū)別很大，你怎么辦。

4、依法治國是國家的打政方針，你認(rèn)為如何在社會上樹立起法治的權(quán)威。

5、銀行和股份有限公司在設(shè)計上的區(qū)別。

6、英語：說一下難忘的經(jīng)歷？

2015年河南省銀監(jiān)局3月14日上午銀監(jiān)會面試題

1、自我介紹;

2、請解釋什么是系統(tǒng)重要性銀行;

3、上海外灘展會發(fā)生踩踏事故，有人說以后要取消展會，有的人則認(rèn)為展會是傳播傳統(tǒng)文化的重要手段，不能因噎廢食。你怎么看;

4、微博上傳播了一條本單位的負(fù)面輿情，真?zhèn)芜€待證實，但已經(jīng)在網(wǎng)絡(luò)上形成影響了，你怎么應(yīng)對?

5、英語題：介紹自己的居住地，以及你居住在這里的理由。2015年3月14日國家公務(wù)員面試題(四川銀監(jiān))

1、請簡要自我介紹下?

追問問你什么報考銀監(jiān)?

2、計劃組織，關(guān)于某一政策的執(zhí)行情況

3、有人說：公務(wù)員性格外向有利工作，性格內(nèi)向不利工作，對于這種說法，結(jié)合自己性格談?wù)勀愕目捶?

4、第四道專業(yè)題，商業(yè)銀行融資的作用，5、英語題

2015年3月14日國家公務(wù)員面試題(廣西銀監(jiān))

1、自我介紹

2、有人說互聯(lián)網(wǎng)金融是對傳統(tǒng)銀行的顛覆，談?wù)勀愕目捶?

3、影子銀行的定義，特點，監(jiān)管的著眼點或者重點?

4、如果在不熟悉或者了解的崗位，你會怎么處理

5、專業(yè)題“融資難，融資貴”，你怎么看

6、英語題amily and career，which is more important to you

2015年3月14日國家公務(wù)員面試題(遼寧銀監(jiān)局計算機崗位)

6題、25分鐘、有題本、紙筆

1、自我介紹

2、談一談網(wǎng)絡(luò)銀行的發(fā)展前景，會不會顛覆傳統(tǒng)銀行?

3、如果工作給你分配的工作是瑣碎的小事，你認(rèn)為與你的財能不匹配，你對此怎么看?

4、銀行的數(shù)據(jù)中心怎么選址?

5、專業(yè)題：黑客的攻擊手段有哪些?

6、英語題：職業(yè)與家庭哪個更重要，談?wù)勗?

2014年2月22日下午銀監(jiān)會面試真題 第一組面試題：

1、“上有政策，下有對策”對此現(xiàn)象的看法。

2、領(lǐng)導(dǎo)在做一個報告，你發(fā)現(xiàn)你有個數(shù)據(jù)錯了，你怎么辦? 專業(yè)題：

3、金融在市場中的作用

4、商業(yè)銀行在促進經(jīng)濟增長防范風(fēng)險應(yīng)該如何做?

5、英語題：用水和眼淚講個故事 第二組面試題：

1、自我介紹、2、會議開始了，由你起草的領(lǐng)導(dǎo)發(fā)言有數(shù)據(jù)錯誤，你怎么辦?

3、上有政策，下有對策，你怎么看? 專業(yè)題：

4、金融在當(dāng)今經(jīng)濟中的作用。

5、商業(yè)銀行如何處理促進經(jīng)濟發(fā)展和風(fēng)險管理的關(guān)系，6、英語題：中國銀行是否應(yīng)該全球化? 2014年2月23號上午廣東銀監(jiān)會面試真題

1、自我介紹

2、性格決定成敗，有人覺得要表現(xiàn)，有人覺得要內(nèi)斂，你怎么看?

3、你已經(jīng)有很繁重的工作了，領(lǐng)導(dǎo)又給了你一項幾乎不可能完成的任務(wù)，你怎么看?

4、簡單說下UNIX的功能與特點

5、說下對稱與非對稱密碼學(xué)

6、英語題：出國的話，你想去哪兒? 2013北京銀監(jiān)局面試真題（3月4日下午）

1、自我介紹

2、你對年輕人追求個性，而工作比較枯燥無味，怎么看?

3、新上一個數(shù)據(jù)備份軟件，幾個領(lǐng)導(dǎo)對于備份的周期意見不同，你怎么 辦?(角色應(yīng)該是你是提供數(shù)據(jù)備份的軟件公司員工)英語題：

4、防止黑客攻擊的方法

5、what?s your favorite hobby? 2013黑龍江銀監(jiān)會面試真題（3月3日上午）

1、自我介紹(有很細的追問)。

2、有人說在工作中要尊重領(lǐng)導(dǎo)，也有人說尊重領(lǐng)導(dǎo)也要有適當(dāng)限度，談?wù)勅绾卧诠ぷ髦凶龅郊茸鹬仡I(lǐng)導(dǎo)又不卑不亢?

3、結(jié)合自身的理解談?wù)勩y行如何保護消費者利益。

4、談?wù)勩y行監(jiān)管的重要性和意義。

5、結(jié)合自身經(jīng)歷談?wù)劰ぷ骰驅(qū)W習(xí)中遇到的問題，你是如何克服和解決的。

6、WHAT'S your dream position，WHAT's your role in your dream position? 2013年廣西、河南銀監(jiān)會面試真題(3月2日上午)

1、是自我介紹

2、和領(lǐng)導(dǎo)提意見，領(lǐng)導(dǎo)不采納，你怎么辦？

3、商業(yè)銀行在金融體系里具體體現(xiàn)在哪？

4、如何完善農(nóng)村金融體系？ 英語題：

5、什么是C B R C ？

6、你為什么加入這個團隊？

2013年浙江銀監(jiān)會面試真題（3月2日上午）

浙江銀監(jiān)監(jiān)管類3月2日上午面試真題：5名考官，每個人都提問了，1名記錄員，30分鐘左右，考生面前還有錄音設(shè)備。

1、自我介紹（細節(jié)追問，報考單位不是家鄉(xiāng)），考官手上資料非常齊，該考生去年也進面，考官手上有去年的資料。

2、對銀行業(yè)務(wù)檢查時，你發(fā)現(xiàn)有重大問題，但領(lǐng)導(dǎo)認(rèn)為這是行業(yè)普遍存在的現(xiàn)象，法不責(zé)眾，請問你怎么辦。

3、請結(jié)合自身實際談?wù)劥笫轮v原則，小事講方法的認(rèn)識。

4、什么是流動性定風(fēng)險，監(jiān)管部門應(yīng)該如何強化流動性風(fēng)險監(jiān)管。5、2013年中央一號文件提出加快農(nóng)村金融建設(shè)，請從監(jiān)管當(dāng)局的角度簡要談?wù)勁e措。

6、英語題：分享一件最新的你關(guān)注的經(jīng)濟類事件。2012年2月11日國家公務(wù)員銀監(jiān)局面試真題

1、個人介紹中所說的融入工作具體怎么做？

2、在北京上學(xué)，為什么不留在北京？

3、商業(yè)銀行的資本有什么作用？

4、你學(xué)的房地產(chǎn)金融學(xué)主要講什么的啊？（追問2題）

5、你在志愿經(jīng)歷中對團隊和個人的關(guān)系有什么看法？

6、from the view of customer, how do banks improve their service? 2012年2月11日國家公務(wù)員銀監(jiān)局（監(jiān)管類）面試真題

1、個人介紹中一下，包括年齡、學(xué)習(xí)、工作經(jīng)歷；

2、直接領(lǐng)導(dǎo)與大領(lǐng)導(dǎo)在你的一篇報告中的一個觀點有很大觀念沖突,并且2個人在私下就關(guān)系不好、這時你該怎么做？

3、你對資本的本質(zhì)有什么理解？

4、你對銀監(jiān)局三個辦法一個指引有什么看法？

5、As a bank customer, any suggestion to improve banks service？ 2012年2月11日國家公務(wù)員（武漢）銀監(jiān)局面試真題

1、自我介紹

2、孫中山說：青年人要立志作大事，不立志作大官。拿破侖說：不想當(dāng)元帥的士兵不是好士兵。談?wù)剬@兩句話的看法？

3、領(lǐng)導(dǎo)要你制定績效考核辦法，你如何開展此項工作？ 2012年2月11日國家公務(wù)員銀監(jiān)局面試題真題

1、你的直屬領(lǐng)導(dǎo)和你的分管領(lǐng)導(dǎo)對你的報告有不同的意見，并且他們有大的個人矛盾，你怎么辦？

2、商業(yè)銀行的資本有什么作用 ？

3、商業(yè)銀行流動性管理的目標(biāo)和影響因素？ 2012年2月11日國家公務(wù)員銀監(jiān)局面試題真題

1、自我介紹，后很多背景追問；

2、綜合素質(zhì)題：你的領(lǐng)導(dǎo)總是把別人寫的報告拿來讓你修改，或者征求你的意見，其他同事對此頗有微詞，你怎么辦？

3、專業(yè)題：銀行負(fù)債的定義，包括什么，有什么特點，根據(jù)個人工作背景追問了一道小題。

4、專業(yè)題：金融監(jiān)管和金融創(chuàng)新概念，相互之間的影響和聯(lián)系。

5、英語題：What's your favorite book, tell me the name;did you recommend to your colleage;

2012年2月11日國家公務(wù)員銀監(jiān)局面試題真題

1、自我介紹

2、行政機關(guān)在處理行政相對人的行政許可申請時，怎么處理？直接考察《行政許可法》第32條。

3、談一下《企業(yè)破產(chǎn)法》的清償順序？考察《企業(yè)破產(chǎn)法》41、42、113條。

4、Do you like reading?What is your favorate book?Why do you like it?

2012年2月11日國家公務(wù)員銀監(jiān)局（廣西）面試題真題

1、自我介紹（包括年齡、學(xué)習(xí)、科研課題、專業(yè)、工作經(jīng)驗等）

2、眾人拾柴火焰高，還有一個和尚沒水喝，兩個和尚抬水喝，三個和尚沒水喝，談?wù)勀銓F隊和個人的看法。

3、抽樣調(diào)查和全面調(diào)查的優(yōu)缺點。

4、談?wù)勀愕膶嵙?xí)經(jīng)歷（英語題）

5、你有銀行卡嗎，你覺得銀行工作人員的態(tài)度怎么樣，有哪些需要改進的地方？ 2012年2月12日國家公務(wù)員銀監(jiān)局（四川）面試真題

1、做一下簡單的自我介紹

2、專業(yè)知識很重要，但是工作中與別人的溝通能力也很重要，請舉一個工作中你與別人溝通的例子，說明一下自己的溝通能力。

3、專業(yè)知識：說一下TCP/IP協(xié)議的四層框架，解釋ARP協(xié)議的工作原理，解釋FTP協(xié)議的工作原理。

4、用英文介紹一下自己。

2012年2月12日國家公務(wù)員銀監(jiān)局（廣東監(jiān)管）面試真題

1、自我介紹，包括你自己的姓名、畢業(yè)院校、年齡、工作經(jīng)歷等。

2、你為什么選擇我們這個職位？

3、如果領(lǐng)導(dǎo)讓你起草一份監(jiān)管規(guī)則，沒有范例，沒有以往同類規(guī)則參考，你將如何開展工作？

4、請說一下當(dāng)前中國商業(yè)銀行的主要風(fēng)險點。

5、How do you descripe yourself?

6、How will U do to fit in this position?

2012年2月12日國家公務(wù)員銀監(jiān)局面試真題

專業(yè)一：

1、自我介紹（包括你自己的姓名、畢業(yè)院校、年齡、工作經(jīng)歷等）

2、為什么選擇我們這個職位？

3、如果領(lǐng)導(dǎo)讓你起草一份監(jiān)管規(guī)則，沒有范例，沒有以往同類規(guī)則參考，你將如何開展工作？

4、請說一下當(dāng)前中國商業(yè)銀行的主要風(fēng)險點。

5、英語題：Please describe yourself and how will you be fit for the new position?（用英語介紹一下自己，并談?wù)勅绾芜m應(yīng)新的工作環(huán)境。）專業(yè)二：

1、做一下簡單的自我介紹。

2、專業(yè)知識很重要，但是工作中與別人的溝通能力也很重要，請舉一個工作中你與別人溝通的例子，說明一下自己的溝通能力。

3、專業(yè)知識：說一下TCP/IP協(xié)議的四層框架，解釋ARP協(xié)議的工作原理，解釋FTP協(xié)議的工作原理。

4、用英文介紹一下自己。

2012年2月12日國家公務(wù)員銀監(jiān)局（重慶）面試真題

1、省局局長問的：個人介紹，并對你的介紹提幾點問題？

2、還是局長問的：你為什么要來銀監(jiān)？

3、你在工作中由于能力比較突出，你的領(lǐng)導(dǎo)經(jīng)常要你幫他修改一些由其他同事做的報告等材料，因此你同事對你有些不滿，你怎么辦？

4、專業(yè)題：你對商業(yè)銀行負(fù)債有什么認(rèn)識，有什么特點？

5、宏觀題：金融監(jiān)管和金融創(chuàng)新的關(guān)系

6、英語題：你喜歡不喜歡讀書，哪一本，你覺得這本書對你工作有什么啟示？

第二篇：銀監(jiān)會歷年英語面試真題及參考答案

銀監(jiān)會英語面試題目

個人：

1、Self-introduction(向考官推銷自己)Good afternoon.It's a great honor for me to be here.Now let me introduce myself briefly.My name is XXX,.I'm XX years old, born in XXX.I'm currently a student in XXX University, majored in XXX.I'll get my master degree of economics in this summer.Firstly, I'm a good learner at school.Through six years study, I've got a solid grasp of financial theories and economic knowledge.I want to put i learned in shool into practice.Secondly, I'm a good problem solver.I have participated several important research projects, such as the research on the strategic industries, which won the second prize in the paper contest.Last but least, I'm a good team player.I have been XXX of Student Union, organized several college activities such asXXX.When served at the Red Cross Society , I have participated in youth volunteer activities for many times.And I'm honored as the “Excellent Volunteer” ,which is my pride.These activities cultivate my team spirit and teach me how to communicate efficiently and accomplish tasks systematically.TO sum up, I'm a cheerful, diligent and responsible girl.Being a regulator in CBRC is my long cherished dream.I hope you can give me the chance.Thank you for listening.2、what’re your hobbies?What extracurricular activities do you take at school?（你的業(yè)余生活）

I have a lot of hobbies.I like reading, climbing mountains, playing badminton and photograph.I like to play badminton best.My reasons are as follows: Firstly, it helps me enhance my physical health.Though running and playing ,I can have more excises.Secondly, it cultivate my team spirit and teach me how to cooperate with my partner and compete with my opponent.Last but not least, it gives me a lot of fun.It can strengthen the friendship with my friends.I enjoy myself very much in this game.Whenever i feel down, i will play badminton with my friends.It will cheer me up.I have took a lot of extracurricular activities in school.I have participated I have been the XXX of Student Union, organized several college activities such as XXX.When served at the Red Cross Society , I have participated in youth volunteer activities for many times, such as peer education, donation blood without payment.And I'm honored as the “Excellent Volunteer” ,which is my pride.These activities cultivate my team spirit and teach me how to communicate efficiently and accomplish tasks systematically.3、Tell me the hardest time of study in your life The hardest time of study in my life happened in the first semester when i enter into XXX University.I have to learn a lot of difficult and abstract subjects.At the same time, I have to participate the research work organized by my tutor.The research work was complicated to me and I didn't known how to handle it.With the proper time management and the help of my classmates and tutor, I quickly went into the role and finish my task successfully.Firstly, i try to learn the time management and make proper arrangement for my study time and research time.Secondly, i try to learn from my classmates and tutor.With their help, i have mastered the basic research skills and how to carry out the research work.Thirdly, i try to strengthen my communication skill and learn how to cooperate with my classmates.It cultivate my team spirit which is very beneficial to my future.At the end of the semester, i have got very good records in my study.And one of my research work have won me the second prize in the paper test.4、which subject do u like best , why? The subject i like best is called Financial Topics, which is taught by XXX.My reasons are as follow: Firstly, the subject is very useful.It uses financial theories to analyze the economic phenomena happen in our real life.Secondly, the teacher is very humorous.He uses a lot of jokes and metaphors which makes the class very interesting.Thirdly, this subject gives us the opportunity to show our opinions.We are divided into several groups to discuss the topics and show our results in the class.To sum up, this subject is both useful and interesting and provides the platform to show our opinion in this financial topics.5、what's your strength and weakness?

My strength lies in my ability to handle the difficulties.No matter what happens, I will not lose confidence and give up.I will use my own strength and the help from my family and my friends to over the difficulties.I believe the difficulties are the good opportunity to learn and i will grasp it to improve myself.My biggest weakness is lack of experience.So as a student just graduate from school, i will try to learn from my colleagues and leaders, I will spare no efforts to improve my working abilities and expertise knowledge of banking regulation.6、大學(xué)期間都學(xué)到了什么東西？為什么你覺得你適應(yīng)這個崗位？

Through six years study, I've got a solid grasp of financial theories and economic knowledge.This expertise knowledge will facilitate my future work.On the one hand, I will put what i learned in school into practice.It helps me understand my work deeply and learn the new knowledge from practice.On the other hand, the economic theories always teach me to keep the cost and profit, the risk in mind.It teaches me how to analyze problems logically and rationally.I think this is of special importance to bank regulators.I think my knowledge base, my ability ,my character suit me in this job.Being a regulator in CBRC is my long cherished dream.I hope you can give me the chance and i will not let you down.7、從你的興趣、專業(yè)上談?wù)勀愕穆殬I(yè)規(guī)劃 Through six years learning, I have got a solid grasp of financial theories and economic knowledge.I will get my master degree of economics in this summer.I want to put what I learned in school into practice.Besides I'm interested in banking regulation.Just as the saying goes“ Interest in the best teacher.” I will enjoy myself in being a regulator.Being a regulator in CBRC is my career planning.It can give full play to my knowledge base, my abilities and my interests.That's why i want to work in CBRC and be a regulator..8、現(xiàn)在就業(yè)你最看重薪資嗎

Payment is one of the factors to consider in job-hunting, but it is not the most important one.I'm looking for a job being meaningful and important which can incorporate my knowledge, my skills and my interest.Being a regulator in CBRC is the best choice for me.First of all, CBRC is specialized in banking supervision and regulation.It has great influence on the stability of banking institutions and the sound development of our financial system.I want to contribute my strength in this great undertaking.Secondly, through six years learning, I have got a good grasp of financial theories and economic knowledge.The work in CBRC can put what I learned in school into practice.Last but not least, I'm interested in banking regulation.Just as the saying goes“ Interest in the best teacher.” I will enjoy myself in being a regulator.That's why i want to work in CBRC and be a regulator.9、introduce one of your favorite book My favorite book is Gone with the wind.It describes a stroy about a lady called Scarlett during the American civil war.My reasons are as follow: Firstly, this book reflects a perpetural truth that war always brings deeply pain to humain beings no matter when and where.Secondly, it tells me what is real romantic love.Love is a kind of useage.The one you feel that you love may not really be.Most significantly, the heroine Scarlett teaches me a precious living truth that no matter what will happen in my life, I cannot and shouldn't give up my mind.Everyone’s life is like a long road, and on the road there are many obstacles.Nobody can predict what will happen next minute, so what can we do is to stick to our belives and try our best to reach our goals.Scarlett suffers a lot, but she succeeds in the end for her adament spirit.“Tomorrow is another day”, so we should see every new start in our life.I love this book very much.It really teaches me a lot.I wish myself a bright future.Tomorrow is another day!

10、目前的OFFER情況，為什么沒去

I will soon graduate from XXX University.In the eve of graduation, I have been actively looking for work.I have participated the written tests, the interviews of XXX companies.And luckily, i have been admitted by the XXX, telecommunications companies, Sina Corporation.There are not my best choices.My reasons are as follow: Being a regulator in CBRC is my long cherished dream.CBRC is authorized by the state council to regulate banking industries.It has great influence on the sound development and stability of the financial system.The financial crisis in 2008, fully stand out the importance of supervision.I want to contribute my own strength in this great undertaking.I learned six years of economics and financial theory knowledge.I want to put what I learned in school into practice.CBRC can give full play to my professional knowledge, personal interest, I very much hope to the CBRC work.11、你的畢業(yè)論文的選題是什么？為什么選這個？

The topic of my graduate thesis is about XXX.The goal of the thesis is to researchXXX.I choose this topic for several reasons.Firstly?? Secondly?? Thirdly??

綜合類：

1、怎樣看待競爭與合作？

Competition and cooperation are common phenomena in our society.Some people believe that competition and cooperation are in opposite to each other.But I don't think so.We find in many places competition goes hand in hand with cooperation.Let's take football game for example.During the game, one team is competing with the other team, but each member of the team must cooperate with his teammates.Otherwise, they will lose the game no matter how skillful individual player might be.It is clear that competition has much to do with cooperation.On the one hand, competition stimulates people's interest in work and helps society go forward.On the other hand, cooperation is essential and necessary because most work in our society is fulfilled with other people.From cooperation we get mutual help and understanding.With cooperation the world is progressing at peace and in harmony.To sum up, competition and cooperation are both essential to success and should be emphasized at the same time.2、IQ和EQ哪個更重要,追問有IQ沒EQ和有EQ沒IQ兩者誰更容易成功？

IQ is short for Intelligence Quotient.EQ is short for Emotional Quotient Both IQ and EQ are essential to success.If we have to compare these two factors, i will say EQ is more important.My reasons are as follow: First, while IQ defines how smart we are, EQ defines how well we use what smarts we have.Just as one psychologist say“ IQ gets you hired, EQ gets you promoted.” without a high level of EQ, may be we can't put what we learned in school to practice.Second, EQ helps us judge situations and deal with interpersonal relations.We live in a society and we needs to cooperate with each other.Without a high level of EQ, may be we can't work efficiently and live in harmony.Just as the saying goes“Success equals 20% IQ ,80% EQ” I come up to the conclusion EQ is more important than IQ.If we want to success, we need to improve both IQ and EQ.3、How do you think about team spirit and do you think you are a team worker? Team spirit is very important.It is an ability that people can understand each other and cooperate with each other to complete tasks successfully.We need for team spirit for several reasons.First of all, team spirit offers us a platform where we can operate our collective talent to work out the best.Taking the Shanghai world expo for example, I think the success of the event first goes to the superb team spirit of the organizers and hundreds of young volunteers.So many people work hard and cooperate well for the single aim;an exceptional world Expo.A lot of student volunteers in Shanghai are committed and work tirelessly during the hot summer.What is more, team spirit is quite useful for personal career.When working in a company, most of the time we have to finish or design a huge project with our colleagues.Each person can contribute their wisdom to the completion of the task.We cannot do it so well single-handedly.Finally, team spirit is the symbol of national power and strength.Another example is the touching power of the team spirit in the Sichuan earthquake.We were moved by the perseverance and persistence of the rescue workers, who were eager to help their compatriots.In conclusion, team spirit is an important ability and skill in the 21th century because we are all faced with the globalization and the question of how to live better.Therefore, we must learn to work well in the team and let the team spirit guide us to success.I'm a good team player.I have been the Vice Leader of Student Union.With the help of my teammates, we have organized several college activities such as Zhang Weiying' speech.Without their help and contribution, I can't do it alone.These activities cultivate my team spirit and teach me how to communicate efficiently and accomplish tasks systematically.4、You have took part in some projects, what do you think about creativity?How do you think creativity in project Creativity refers to new thinking, new ideas, new methods.A little change, can make things better, this is Creativity.Creativity is one of the most important things in the world because if each person did not have creativity then you would see everything the same.Each person has there own type of creativity and that is why there are unique art, movies, clothing, hair styles, etc.Be creative!

I think creativity is very important in project.My reasons are as follows: Firstly, creativity find out the problems in the project.It prompts us to survey more, think more and practice more.Secondly, creativity find out the better solution for the problem.Though the communication with other team members, creativity will be created from the Brain Storm.Last but not least, creativity makes the project different from others.It helps the project stands out and make it more meaningful and more useful.As the old saying goes“creativity is the soul of the nation”.We should stimulate out creativity and let creativity guide us to success.5、地震中最令你震驚和感動的事 The most surprise thing in the earthquake is that Humans could not resist the forces of nature The most touched thing is that the Fukushima six heroes who risked their lives to save nuclear power station.Though the Japan earthquake, I learn the that the Earthquakes can create huge waves, huge waves can create nuclear disaster.We must assess the risk of a thing before start it.6、錢重不重要？（如何看待很多人都希望有更多的錢）

As we live in a materialistic society, with no doubt, money is very important.We need money to buy food, clothing, shelter and transportation.Without money, we can't live in this world.But it doesn't mean that money is the most important thing.Money can't buy health, friendship, happiness and love.There are a lot of things more important than money.We should pursuit money and use money in a proper way more beneficial to the society and world, just like the Bill Gates, he uses money to help more people and through this he becomes more happy.My overall view is：Money is very important,without it,we may never be able to live.But we cannot ignore other value things just for money.7、如何看待校園戀愛

Campus love is a very common phenomena among college students nowadays.Some college teachers argue that students should give up love for the sake of learning.They maintain that love is time consuming and influences one’s learning.Some students, however, hold that a student who falls in love will study harder and will make greater progress.They don't believe that a person in love lags(落后)behind in his studies.Well ,in my opinion, campus love is a double-edged sword.On the one hand, campus love is pure and beautiful.Love is one of the greatest emotion in the world.On the other hand, it occupies part of learning time.When the couple breaks, it brings suffer and pain.So we should deal with the relationship between love and learning in a ration way.Make proper arrangements for love time and learning time.Let love becomes the impetus for learning and progress.Try to be mature and rational in the love progress.10、市場經(jīng)濟體制下，企業(yè)只追求盈利性對嗎

In the market economy, pursuit profit is one of the main targets for the enterprises.It is no ground to blame.With more profit, enterprise can grow and develop in a better way.But it is not the only goal.There are many other important goals, such as safety, social responsibility and so on.Especially for the commercial banks, the management principle is “l(fā)iquidity, safety and profit” for the enterprises ,we hope they can undertake more social responsibility.In fact this is not contradictory, if one enterprise can undertake the social responsibility, then set up a good image in front of the public, so more and more people will buy this enterprise’s products.The enterprise will be more profitable.To establish a virtuous cycle.CBRC：

1、What do you know about CBRC? CBRC is short for The China Banking Regulatory Commission.CBRC is authorized by the State Council to regulate the banking sector.The main function of CBRC can be concluded as: Firstly, to formulate supervisory rules and regulations , authorize the establishment, changes, termination and business scope of the banking institutions;Secondly, to conduct on-site examination and off-site surveillance of the banking institutions, and take enforcement actions against rule-breaking behaviors;Thirdly, compile and publish statistics and reports of the overall banking industry.Last but not least, it is responsible for the routine administration of the supervisory boards of the major State-owned banking institutions.The goal of CBRC is to protect the interests of depositors, maintain the market confidence, enhance the competitiveness of banking institution as well as combat financial crimes.2、What are the rules and functions of CBRC The main function of CBRC can be concluded as: Firstly, to formulate supervisory rules and regulations , Authorize the establishment, changes, termination and business scope of the banking institutions;Secondly, to conduct on-site examination and off-site surveillance of the banking institutions, and take enforcement actions against rule-breaking behaviors;Thirdly, compile and publish statistics and reports of the overall banking industry.Last but not least, it is responsible for the routine administration of the supervisory boards of the major State-owned banking institutions.The rules of CBRC can be concluded:

Firstly, to promote the financial stability and facilitate financial innovation at the same time;Enhance the international competitiveness of the Chinese banking sector;Secondly, to set appropriate supervisory and regulatory boundaries and refrain from unnecessary controls;Employ supervisory resources in an efficient and cost-effective manner.Last but not least, Encourage fair and orderly competition;Clearly define the accountability of both the supervisor and the supervised institutions;

The supervisory and regulatory criteria of the CBRC 銀監(jiān)會的監(jiān)管標(biāo)準(zhǔn)

a.Promote the financial stability and facilitate financial innovation at the same time;良好監(jiān)管要促進金融穩(wěn)定和金融創(chuàng)新共同發(fā)展

b.Enhance the international competitiveness of the Chinese banking sector;要努力提升我國金融業(yè)在國際金融服務(wù)中的競爭力;c.Set appropriate supervisory and regulatory boundaries and refrain from unnecessary controls;對各類監(jiān)管設(shè)限要科學(xué)、合理,有所為,有所不為,減少一切不必要的限制 d.Encourage fair and orderly competition;鼓勵公平競爭、反對無序競爭

e.Clearly define the accountability of both the supervisor and the supervised institutions;

對監(jiān)管者和被監(jiān)管者都要實施嚴(yán)格、明確的問責(zé)制

f.Employ supervisory resources in an efficient and cost-effective manner.要高效節(jié)約地使用 一切監(jiān)管資源

3、why do you want to work in CBRC? My reason are as follow: First of all, CBRC is specialized in banking supervision and regulation.It has great influence on the stability of banking institutions and the sound development of our financial system.I want to contribute my strength in this great undertaking.Secondly, through six years learning, I have a good grasp of financial theories and economic knowledge.I want to put what I learned in school into practice.Besides I have internship in commercial bank.It enables me to understand the basic business scope of banking institution.Last but not least, I'm interested in banking regulation.Just as the saying goes“ Interest is the best teacher.” I will work hard on it if i have a chance to get this job.To sum up.I believe CBRC can give full play to my knowledge base, my abilities and my interests.That's why i want to work in CBRC.4、Why do u want to be a regulator？

To be a banking regulator is my dream.My reason are as follow: First of all, regulation has great influence on the stability and development of financial system.Its importance is widely acknowledged especially after the financial crisis happened in 2008.I want to contribute my strength in this great undertaking.Secondly, through six years learning, I have a good grasp of financial theories and economic knowledge.So I want to put what I learned in school into practice.Besides I have internship in commercial bank.It enables me to understand the basic business scope of banking institution.Last but not least, I'm interested in banking regulation.Just as the saying goes“ Interest in the best teacher.” I will enjoy myself in being a regulator.To sum up, I believe being a regulator can give full play to my knowledge base, my abilities and my interests.That's why i want to work in CBRC and be a regulator..5、If you enter the CBRC, how would you perform your work

If I luckily have the chance to enter CBRC, i would perform my work as follows: First of all, try to understand the working situation of CBRC, including rules, regulations, business processes, work style, interpersonal relations and so on.Thus I can have a clear understanding of my work and responsibility and suit myself quickly in CBRC.Secondly, as a new employee with little experience, I should be modest and diligent, learn from my supervisor, colleagues.Strengthen the communication skills and ask for help if necessary.I will accept their suggestions and criticism.Last but not least, don't afraid to take responsibilities.Think well before making actions and ask for help if necessary.Cherish every opportunity to improve myself and take care of every task leader gives me.If i have done something wrong, admit the error bravely and learn from the mistakes.To sum up, as a new employee, I should be modest, diligent and hard-working in order to perform task well and win the trust of my leaders and colleagues.6、銀監(jiān)局的工作與你所學(xué)內(nèi)容之間的關(guān)系（你的專業(yè)知識對今后工作的幫助）

Through six years learning, I have got a good grasp of financial theories and economic knowledge.This expertise knowledge will facilitate my future work.On the one hand, I will put what i learned in school into practice.It helps me understand my work deeply and learn the new knowledge from practice.On the other hand, the economic theory always teach me to keep the cost and profit, the risk in mind.It teaches me how to analyze problems logically and rationally.I think this is of special importance to bank regulators.7、銀監(jiān)工資待遇不高，為什么來

Payment is one of the factors to consider in job-hunting, but it is not the most important one.I'm looking for a job being meaningful and important which can incorporate both my education and practical work skills.Being a regulator in CBRC is the best choice for me.First of all, CBRC is specialized in banking supervision and regulation.It has great influence on the stability of banking institutions and the sound development of our financial system.I want to contribute my strength in this great undertaking.Secondly, through six years learning, I have got a good grasp of financial theories and economic knowledge.The work in CBRC can put what I learned in school into practice.Last but not least, I'm interested in banking regulation.Just as the saying goes“ Interest in the best teacher.” I will enjoy myself in being a regulator.That's why i want to work in CBRC and be a regulator..8、如果你要做一個監(jiān)管項目，需要相關(guān)數(shù)據(jù)，并且要求提供準(zhǔn)確的結(jié)果，步驟是什么。The accuracy of the data is the starting point and destination point of the investigation.In order to obtain accurate data, I will carry out investigations as follows: Firstly, according to the survey purpose and requirements, I will make proper investigation plan, including the time, place, matter, and participants and other details.Secondly, after the agreement of the leader, I will conscientiously implement the personnel division of labor.Thirdly, in the progress of investigation, I will apply a variety of survey methods, such as questionnaires, face-to-face interviews, online open for comments.During the process if there should encounter any problem, i will solve them timely to ensure that the investigation work carried out smoothly Last but not least, after the survey, I will analyze the data scientifically, both qualitatively and quantitatively.And finally I will accomplish the the survey report for the leadership review.9、如果你和同事對一件事情有不同的看法，如何達成一致

It is a very common phenomena in work.Every one is unique.We have different knowledge base, different ways of thinking, different experience.And i believe this is a good phenomena.It proves that we work hard and we try to reach a better result.When we have different opinions in the work, firstly, try to accept it with an open heart and listen to it with careful ears.Secondly, analyze these idea according to cost and benefits to see which one is better.Finally, after proper analyze and compare, judge which one is better and make the decision.I belive through effective listening , communication and analyze, we can finally come to a conclusion and reach a better solution.10、你認(rèn)為怎么成功完成從學(xué)生到工作的轉(zhuǎn)換？ 1.Clear objectives.The aim of students is to learn the basic knowledge.And aim of employee is to achieve business goals.The clear aim will help me converting from student to work smoothly.2.Communication.I will communicate with other colleagues, to learn from experienced staff, share my ideas with others.3.Team sprit.I will work with my team member, help each other, exchange of needed goods.經(jīng)濟類：

1、what is the goal of monetary policy? Monetary policy refers to a set of policies took by the central bank to control the supply of money and interest rates.In the short term, the goal of monetary policy is to control the currency value and interest rates.In the long term , the goal of monetary policy can be concluded as: First, fight inflation and deflation thus to keep the price index stable;Second, keep international payments balanced, don't make it too strong or too weak.Last but not least, the monetary policy is committed to promoting low unemployment and high economic growth.2、what monetary policies the central bank usually take? Monetary policy refers to a set of policies took by the central bank to control the supply of money and interest rates for the purpose of promoting economic growth and stability.Monetary policy can be divided into two types, expansionary or contractionary。

The first type is expansionary monetary policy.It increases the total supply of money in the economy more rapidly than usual.Expansionary policy is traditionally used to combat unemployment in a recession by lowering interest rate.Lower interest rate can stimulate investment and easy credit will entice businesses into expanding.Thus, it helps the economy get out of recession.The second type is contractionary monetary policy.It expands the supply of money more slowly than usual or even shrinks it.It is intended to slow inflation in the hopes of avoiding the distortions and the loss value of assets.Its goal is to prevent overheated growth.3、What monetary tools the central bank usually take？

Monetary tools took by the central bank can be divided into two types, the ordinary tools and the selective tools.The first type is the ordinary tools.It includes the deposit reserve ration, the rediscount rate, open market operation.These three tools are also called the three magic weapon.The second type is the selective tools.It includes the credit control on consumers, stock market, real estate, the preferential interest rate, the window guidance and moral suasion.These monetary tools are used by central banks to implement monetary policy in order to ensure the stability and sound development of our national economy.4、國際金融危機對哪類企業(yè)影響最大，如何影響

In my opinion, the international financial crisis has the greatest impact on the small and medium sized enterprises specialized in exports.Reasons for this can be concluded as follow: Firstly, Small and medium sized enterprises rely heavily on external demand.Since the outbreak of financial crisis, the import demand of European and USA economies shrink seriously, leading to reduced orders.Secondly, small and medium sized enterprises' have weak competitiveness and low innovation capacity.The exports they produce are labor-intensive and can be easy copied.They have no proper mechanism to resist risks when demand shirks and cost goes up.Lastly, SME have difficulties to get financing from market and commercial banks which exacerbates the situation.In order to soften the negative effect caused by financial crisis, we should increase domestic demand, urge SME to speed up transformation and upgrading and provide proper credit to support their development.5、國際金融危機對中國的影響（歐債危機對我國的影響）

The globe financial cirsis has diverse impact on our national economy.The influence can be concluded as: Firstly, financial crisis affects China's exports through trade channel.The external demand of European and USA economies shrink seriously, leading to reduced orders.Besides the worldwide economic slowdown may lead to trade protectionism which makes a much more difficult situation for the export enterprises.Secondly, financial crisis affects capital inflows through financial channel.It increases global risk aversion, capital inflows will decline.Thirdly, financial crisis affects capital markets through the confidence channel.It increases the uncertainty about the future thus discourage the investment, which can be reflected by the stock market.Last but not least, financial crisis causes the loss value of China's foreign currency reserve assets.In order to soften the negative effects caused by financial crisis, we should increase domestic demand, speed up transformation and upgrading and strengthen the capacity to resist risk.6、wto對于發(fā)達國家，發(fā)展中國家的不同作用

The World Trade Organization(WTO)deals with the global rules of trade between nations.Its main function is to ensure that trade flows as smoothly, predictably and freely as possible.WTO plays different roles in developed countries and developing countries.Firstly, for developed countries, by their strong power and status in WTO, they can make trade rules and regulations more beneficial to their own interests.Thus, developed countries can fully enjoy the cheap goods and services from the developing countries and export more high-tech goods to the developing countries.Secondly, for the developing countries, entering WTO is a double-edged sword.From the sight of exports, they can enjoy certain rights in WTO such as the Generalized System of Preferences.From the sight of imports, WTO makes their market more competitive which will urge the domestic enterprises become more efficient.The negative effect to participate WTO is that they may hurt by the trade protectionism and their national industry may be challenged.In my opinion, the benefits overcome the harm which can be proved by the ten golden years happened in China since we entered the WTO.7、入世十年對中國產(chǎn)生的影響

Since our accession to the WTO in 2001, China has actively participated in the globalization process and made remarkable achievements in foreign trade, foreign capital utilization and international economic cooperation.Remarkable achievements can be concluded as follow.Firstly, in trade aspects, China's foreign trade volume goes up from sixth place in 2001 to second place in 2010.China becomes the greatest exporter and the second-biggest importer.Secondly, foreign investment achieves comprehensive improvement in scale and quality.China has become the second largest foreign investment recipient country in the world.The focus has been shifted from scale and speed to quality and efficiency.The means have been diversified as well.Thirdly, outbound investments and international economic cooperation increased continuously.They are playing positive roles in promoting China's stable and relatively rapid economic development.Last but not least, the socialist market-oriented economic system has been greatly improved during the ten years.In the future, China will continue to implement the mutually beneficial and open strategy and further raise the level of the opening-up.8、這次金融危機與監(jiān)管者有沒有關(guān)系

One of root causes of financial crisis happened in 2008 is lack of effective financial regulation which can be concluded as follow: Firstly, it lack of effective financial regulation aimed at investment banks, finance companies and mortgage dealers.These financial institutions took this opportunity to use new derivatives to purse high profit.Secondly, it lack of effective regulation to financial innovation.Derivatives belong to virtual sectors of the economy, financial product innovation and development can not be divorced from the needs of the real economy, otherwise, there will be a bubble economy, and ultimately harm the development of the real economy Thirdly, it lack of effective financial regulation of senior executives of financial institutions.Their decision-making is directly related to the stability and development of financial system.Fourthly, it lack of effective regulation to credit rating agencies.The wrong information they give misguided consumers and cause huge losses to investors.Last but not least, lack of coordination between financial regulators, leads to failure of financial supervision.We should learn from the financial crisis and steadily promote the reform of the financial regulatory system to better meet the demands of economic development.9、入世后中資銀行所面臨的三個最主要的問題,該如何面對和解決？

Accession to WTO poses great challenges to Chinese banking industry.Firstly, it put forward higher requirements of the bank's management, internal control and risk prevention.Secondly, market competition becomes more fierce.Both foreign banks and Chinese banks compete for high-quality customer resources and financial talents.Thirdly, it urges Chinese banks to accelerate financial innovation to meet the demands of internationalization Facing these problems, the domestic banks should take the following measures.First,we should learn from the advanced experience of the oversea banks.Change the business philosophy from product-oriented to customer-oriented.Second, Improve the bank's corporate structure, internal control system as well as the risk mechanism in accordance to the principle“safety, liquidity and yield”.Third, strengthen financial innovation to meet the needs of modern banking, in order to attract customers of high quality.Fourth, Strengthen human resources management to attract financial professionals and talents.Last but not least, we should increase the exchanges and cooperation between Chinese banks and foreign banks and maintain the sound development of banking industry in China.10、入世十年對中國金融業(yè)的影響

After China's accession to WTO, China's financial sector has achieved significant progress which can be concluded as follow: First, China's financial markets, financial institutions and financial system become more

market-oriented and institutionalized The market price mechanism has gradually become the basis of the allocation of financial resources.Second, a modern corporate governance mechanism has been established in China's financial sector as well as the internal control system and risk prevention system.Third, the asset size, the operating mechanism and results of China's banking industry are gradually narrowing the gap with the international financial industry.The financial services have been diversified to meet the demand of globalization.Fourth, China's financial sector becomes more internationalized, which can be reflected ,not only in the introduction of foreign financial institutions, but also in the go out of China's financial institutions to “go out”, as well as RMB internationalization.Last but not least, we have built an effective financial supervision system to protect the sound development and stability of financial system according to Basel agreement.In short, the ten years after accession to WTO has seen the rapid development and prosperity of China's financial industry.11、入世十年對中國銀行業(yè)的影響

After China's accession to WTO, China's banking sector has achieved significant progress which can be concluded as follow: First, China's banking industry become more market-oriented and institutionalized.The market price mechanism has gradually become the basis of the allocation of financial resources.Second, a modern corporate governance mechanism has been established in China's financial sector as well as the internal control system and risk prevention system..Third, establish a modern banking supervision system, improve the professionalism and effectiveness of supervision to protect the financial security and stability.Fourth, China's financial sector becomes more internationalized, which can be reflected ,not only in the introduction of foreign banking institutions, but also in the go out of China's banking institutions to “go out”

Last but not least, we have built an effective financial supervision system to protect the sound development and stability of financial system according to Basel agreement.In short, the ten years after accession to WTO has seen the rapid development and prosperity of China's banking industry.12、如何看待2011年股市 股市是“經(jīng)濟晴雨表”，是實體經(jīng)濟的反映。股市的良性發(fā)展，有利于企業(yè)募集資金，有利于公眾分享經(jīng)濟發(fā)展的成果。

2011年股市，A股十年零漲幅，80%的股民虧損，主要反映了以下幾方面的問題：

1、反映世界經(jīng)濟復(fù)蘇放緩，我國經(jīng)濟增長速度趨緩，暴露出市場對于經(jīng)濟發(fā)展前景的擔(dān)憂

2、證券市場的新股發(fā)行制度不完善，重融資輕分享，公司治理結(jié)構(gòu)不健全等諸多體制性問題

3、證券市場的監(jiān)管不利，暴露出很多公司丑聞。

引導(dǎo)股市走上良性的發(fā)展道路，我們應(yīng)采取以下措施：

1、進一步完善股市發(fā)行制度，把握好新股發(fā)行的節(jié)奏和力度

2、規(guī)范上市公司的運行，完善法人治理結(jié)構(gòu)，促進經(jīng)營管理水平的提高

3、加強證券市場的監(jiān)管，打擊內(nèi)部交易，加強信息披露，為股市發(fā)展提供良好的發(fā)展環(huán)境，提振公眾信心

4、放開養(yǎng)老基金、社保基金投資A股的門檻，為股市注入新鮮的血液

The stock market is a barometer of the economy, a reflection of the real economy.The sound development of the stock market, will help the enterprises to raise funds, the public to share the fruits of economic development.The stock market in 2011 is a tragedy, the index of A-share falls heavily and 80% of the investors suffer from the loss, which reflect the following aspects: Firstly, it reflects the slowdown of the economy, both domestically and worldwide, exposing that the market worries about the prospects for economic development.Secondly, it reflects the imperfection of the stock market system, especially the IPO, emphasizing on financing, neglecting on sharing.Last but not least, the regulation of the securities is not effective, exposed a lot of corporate scandals.In order to guide the stock market on a healthy path of development, we should take following measures: Firstly, we should further improve the stock market and distribution system, and grasp the rhythm and intensity of the good new shares issued.Secondly, further improve corporate governance structure of the listed companies as well as the management.Last but not least, we should strengthen the supervision of securities markets, to combat insider trading, to improve information disclosure, and provide a good development environment for the development of the stock market, and boost public confidence

12、歐債危機的起源，對中國的啟示

歐債危機發(fā)生的原因是多方面的，主要有：

1、歐元是非主權(quán)貨幣，貨幣體系與財政體系沒有進行良好的對接

2、歐元區(qū)國家經(jīng)濟發(fā)生不平衡，法國、德國、希臘、愛爾蘭經(jīng)濟差異比較大，貨幣同盟的一個前提條件就是區(qū)域內(nèi)國家的經(jīng)濟發(fā)展水平相似

3、歐元區(qū)國家普遍高福利，造成了巨額的財政赤字

4、虛擬經(jīng)濟過度繁榮，脫離實體經(jīng)濟發(fā)展，造成產(chǎn)業(yè)的空心化 對中國的啟示：

1、改善民生，加強社會保障，要與國情相符合，循序漸進，不可一味追求高福利

2、財政政策與貨幣政策要相互配合

3、推動城鄉(xiāng)一體化發(fā)展，減少東西部之間的差距

4、堅持金融支持實體經(jīng)濟發(fā)展，合理引導(dǎo)資金流入實體經(jīng)濟，促進實體經(jīng)濟的又好又快發(fā)展

The causes of European debt crisis can be concluded as follow: Firstly, Euro is a non-sovereign currency.Its monetary system and financial system are not matched with each other.Secondly, the economies of Euro zone are not balanced.There are large gaps between France, Germany and Greece, Iran.The prerequisite of the monetary union is the economies inside are similar to each other.Thirdly, the euro-zone countries generally have high welfare, resulting in a huge budget deficit Last but not least, the virtual economy develops over prosperity.And it is deforced from the real economy, resulting in the hollowing out of industry Implications for China:

1、Fiscal policy and monetary policy should complement each other

2、To promote integrated development in urban and rural areas.To reduce the gap between eastern and western regions.3、While improving people's livelihood, the social security should be consistent with national conditions, step by step, not the blind pursuit of high welfare

4、Adhere to the financial should support for the development of the real economy.Guide the funds flow into the real economy, to promote the sound and rapid development of real economy.13、如何提升銀行的服務(wù)質(zhì)量

1、轉(zhuǎn)變經(jīng)營理念應(yīng)以客戶為中心，而不是產(chǎn)品為中心

2、加強雇員的培訓(xùn)，提高操作能力，改善服務(wù)態(tài)度

3、實行科學(xué)合理的考核制度，將服務(wù)質(zhì)量囊括進去，讓客戶評價質(zhì)量

4、改善營業(yè)網(wǎng)點的環(huán)境，讓客戶更加舒適

How to improve the quality of banking services?

1、Changes the business philosophy of customer-centric rather than product-centric.2、Emphasis on employee training, both the operating capacity and the service attitude.3、Implement the scientific and rational evaluation system to include quality of service, and allow customers to evaluate quality

4、Improve the environment of the outlets to make customers more comfortable

About CBRC China Banking Regulatory Commission The main functions of the CBRC 銀監(jiān)會主要職能

Formulate supervisory rules and regulations governing the banking institutions;依照法律、行政法規(guī)制定并發(fā)布對銀行業(yè)金融機構(gòu)及其業(yè)務(wù)活動監(jiān)督管理的規(guī)章、規(guī)則； Authorize the establishment, changes, termination and business scope of the banking institutions;依照法律、行政法規(guī)規(guī)定的條件和程序，審查批準(zhǔn)銀行業(yè)金融機構(gòu)的設(shè)立、變更、終止以及業(yè)務(wù)范圍

Conduct on-site examination and off-site surveillance of the banking institutions, and take enforcement actions against rule-breaking behaviors;對銀行業(yè)金融機構(gòu)的業(yè)務(wù)活動及其風(fēng)險狀況進行現(xiàn)場檢查，非現(xiàn)場監(jiān)管，處置違規(guī)行為 Conduct fit-and-proper tests on the senior managerial personnel of the banking institutions;對銀行業(yè)金融機構(gòu)的董事和高級管理人員實行任職資格管理

Compile and publish statistics and reports of the overall banking industry in accordance with relevant regulations: 負(fù)責(zé)統(tǒng)一編制全國銀行業(yè)金融機構(gòu)的統(tǒng)計數(shù)據(jù)、報表，并按照國家有關(guān)規(guī)定予以公布

Provide proposals on the resolution of problem deposit-taking institutions in consultation with relevant regulatory authorities;與相關(guān)監(jiān)管機構(gòu)共同協(xié)商處理有問題的存款機構(gòu)

Responsible for the administration of the supervisory boards of the major State-owned banking institutions;and Other functions delegated by the State Council;負(fù)責(zé)國有重點銀行業(yè)金融機構(gòu)監(jiān)事會的日常管理工作；承辦國務(wù)院交辦的其他事項 The supervisory focuses of the CBRC Conduct consolidated supervision to assess, monitor and mitigate the overall risks of each banking institution as a legal entity;必須堅持法人監(jiān)管,重視對每個金融機構(gòu)總體風(fēng)險的把握、防范和化解;

Stay focused on risk-based supervision and improvement of supervisory process and methods;必須堅持以風(fēng)險為主的監(jiān)管內(nèi)容,努力提高金融監(jiān)管的水平,改進監(jiān)管的方法和手段;Urge banks to put in place and maintain a system of internal controls: 必須注意促進金融機構(gòu)風(fēng)險內(nèi)控機制形成和內(nèi)控效果的不斷提高: enhance supervisory transparency in line with international standards and practices?? 必須按照國際準(zhǔn)則和要求,逐步提高監(jiān)管的透明度

The regulatory objectives of the CBRC銀監(jiān)會監(jiān)管的工作目的

a.Protect the interests of depositors and consumers through prudential and effective supervision;通過審慎有效的監(jiān)管,保護廣大存款人和消費者的利益

b.Maintain market confidence through prudential and effective supervision;通過審慎有效的監(jiān)管,增進市場信心

c.Enhance public knowledge of modern finance though customer education and information disclosure;通過宣傳教育工作和相關(guān)信息披露，增進公眾對現(xiàn)代金融的了解 d.Combat financial crimes.努力減少金融犯罪

The supervisory and regulatory criteria of the CBRC 銀監(jiān)會的監(jiān)管標(biāo)準(zhǔn)

b.Promote the financial stability and facilitate financial innovation at the same time;良好監(jiān)管要促進金融穩(wěn)定和金融創(chuàng)新共同發(fā)展

b.Enhance the international competitiveness of the Chinese banking sector;要努力提升我國金融業(yè)在國際金融服務(wù)中的競爭力;c.Set appropriate supervisory and regulatory boundaries and refrain from unnecessary controls;對各類監(jiān)管設(shè)限要科學(xué)、合理,有所為,有所不為,減少一切不必要的限制 d.Encourage fair and orderly competition;鼓勵公平競爭、反對無序競爭

e.Clearly define the accountability of both the supervisor and the supervised institutions;

對監(jiān)管者和被監(jiān)管者都要實施嚴(yán)格、明確的問責(zé)制

f.Employ supervisory resources in an efficient and cost-effective manner.要高效節(jié)約地使用 一切監(jiān)管資源

金融詞匯：

審慎經(jīng)營規(guī)則 prudential management rule 風(fēng)險集中

risk concentration 資產(chǎn)流動性

liquidity of asset 損失準(zhǔn)備金

loss reserve 存款人

depositor 銀行業(yè)金融機構(gòu) banking institution 現(xiàn)場檢查

on-site examination 非現(xiàn)場監(jiān)管

off-site surveillance 監(jiān)事會

supervisory boards 風(fēng)險監(jiān)管

risk-based supervision 內(nèi)部控制

a system of internal controls 審慎有效的監(jiān)管

prudential and effective supervision 信息披露

information disclosure 金融犯罪

financial crisis 民間借貸

private lending 影子銀行

shadow banking 敏感性分析

sensitivity analysis 壓力測試

stress testing 情景分析

scenario analysis

關(guān)鍵風(fēng)險指標(biāo)

key risk indicators，KRIs 間接融資

indirect financing 巴塞爾委員會

the Basel Committee 巴塞爾協(xié)議III

Basel III

資本充足率

capital adequacy ratio 杠桿率

leverage ration 流動性

liquidity 貸款損失準(zhǔn)備

loan loss provisions 系統(tǒng)性風(fēng)險

system risk 逆周期宏觀審慎監(jiān)管要求

countercyclical macroprudential regulatory requirements 政策性銀行

policy bank 國有商業(yè)銀行

State-owned commercial bank 股份制銀行

joint stock commercial bank 中國郵政儲蓄銀行

the Postal Savings Bank of China 信托公司

tthe trust companies, 企業(yè)集團財務(wù)公司

enterprise group finance companies 金融租賃公司

financial leasing companies 國際活躍銀行

internationally active banks 系統(tǒng)性重要銀行

systemically important banks 基礎(chǔ)貨幣

monetary base 存款準(zhǔn)備金率

deposit reserve ratio 再貼現(xiàn)再貸款

rediscount rate 公開市場操作

open market operations 優(yōu)惠利率

preferential interest rate 窗口指導(dǎo)

window guidance 道義勸告

moral suasion 違規(guī)概率

PD，probability of default 違規(guī)損失率

LGD，loss given default 違約風(fēng)險暴露

EAD，exposure at default 期限

maturity

《第三版巴塞爾協(xié)議》確立了微觀審慎和宏觀審慎相結(jié)合的金融監(jiān)管新模式，大幅度提高了商業(yè)銀行資本監(jiān)管要求，建立全球一致的流動性監(jiān)管量化標(biāo)準(zhǔn)，將對商業(yè)銀行經(jīng)營模式、銀行體系穩(wěn)健性乃至宏觀經(jīng)濟運行產(chǎn)生深遠影響。

Basel III has established a new financial regulatory model with combination of micro-prudence and macro-prudence., which greatly increased the capital regulatory requirements for commercial banks, and to establish globally consistent quantitative standards for liquidity supervision will have profound impacts on the business model of commercial banks, stability of the banking system and even the macroeconomic operation.推動中國銀行業(yè)實施國際新監(jiān)管標(biāo)準(zhǔn)，增強銀行體系穩(wěn)健性和國內(nèi)銀行的國際競爭力

push forward China's banking sector's implementation of the new international regulatory standards, enhance the stability of the banking system and the international competitiveness of domestic banks

借鑒國際金融監(jiān)管改革成果，根據(jù)國內(nèi)銀行業(yè)改革發(fā)展和監(jiān)管實際，構(gòu)建面向未來、符合國情、與國際標(biāo)準(zhǔn)接軌的銀行業(yè)監(jiān)管框架，推動銀行業(yè)貫徹落實“十二五”規(guī)劃綱要，進一步深化改革，轉(zhuǎn)變發(fā)展方式，提高發(fā)展質(zhì)量，增強銀行業(yè)穩(wěn)健性和競爭力，支持國民經(jīng)濟穩(wěn)健平衡可持續(xù)增長。

We shall draw on international achievements in the reform of financial supervision, establish a regulatory framework for the banking sector which faces the future, complies with national conditions and meets international standards according to the reform and development as well as regulatory actualities of China's banking sector, push forward the banking sector's implementation f the outlines of the “Twelfth Five-year Plan”, further deepen the reform, transform the development pattern, improve the quality of development, and enhance the stability and competitiveness of the banking sector to support the stable, balanced and sustainable growth of the national economy.宏觀審慎監(jiān)管與微觀審慎監(jiān)管有機結(jié)合。統(tǒng)籌考慮我國經(jīng)濟周期及金融市場發(fā)展變化趨勢，科學(xué)設(shè)計資本充足率、杠桿率、流動性、貸款損失準(zhǔn)備等監(jiān)管標(biāo)準(zhǔn)并合理確定監(jiān)管要求，體現(xiàn)逆周期宏觀審慎監(jiān)管要求，充分反映銀行業(yè)金融機構(gòu)面臨的單體風(fēng)險和系統(tǒng)性風(fēng)險

Dynamic combination of macroprudential regulation and microprudential regulation.We shall take into overall consideration China's economic cycles and trends in developments and changes in the financial market, scientifically set capital adequacy ratio, leverage ratio, liquidity, loan loss provisions and other regulatory standards, and reasonably determine regulatory requirements, which reflect countercyclical macroprudential regulatory requirements and fully reflect single risks and system risks the banking financial institutions are facing.支持經(jīng)濟持續(xù)增長和維護銀行體系穩(wěn)健統(tǒng)籌兼顧。銀行體系是我國融資體系的主渠道，過渡期內(nèi)監(jiān)管部門將密切監(jiān)控新監(jiān)管標(biāo)準(zhǔn)對銀行業(yè)金融機構(gòu)的微觀影響和對實體經(jīng)濟運行的宏觀效應(yīng)，全面評估成本與收益，并加強與相關(guān)部門的政策協(xié)調(diào)，避免新監(jiān)管標(biāo)準(zhǔn)實施對信貸供給及經(jīng)濟發(fā)展可能造成的負(fù)面影響

Taking into consideration both supporting the continuous economic growth and maintaining the stability of the banking system.The banking system is the main channel of China's financing system.During the transition period, regulatory authorities shall closely monitor the new regulatory standards' micro-impacts on banking financial institutions and their macro-effects on the real economy, comprehensively assess costs and earnings, and strengthen coordination with the relevant departments in respect of policies to avoid negative impacts that may be caused by the implementation of the new regulatory standards on the supply of credit and economic development.Inflation In economics, inflation is a rise in the general level of prices of goods and services in an economy over a period of time.When the general price level rises, each unit of currency buys fewer goods and services.Consequently, inflation also reflects an erosion in the purchasing power of money – a loss of real value in the internal medium of exchange and unit of account in the economy.A chief measure of price inflation is the inflation rate, the annualized percentage change in a general price index(normally the Consumer Price Index)over time.Inflation has positive effect and negative effect.The positive effects include ensuring central banks can adjust nominal interest rates(intended to mitigate recessions), and encouraging investment in non-monetary capital projects.The negative effects of inflation can be concluded as follow.First of all, inflation lead to the loss of saving accounts and investment because of reduced values in currency.Thus, it transfer wealth from the creditor to the debtor.Secondly, inflation makes daily living harder.As money loses value, so do wages, pensions and investment.The prices goes up, we can buy fewer goods than before.Last but not least, inflation increase the uncertainty about the future thus discourage the investment.Fighting inflation has been the main traditional goal of monetary policy.Interest Rates Keeping interest rates stable is a important goal of monetary policy.A balance must be struck between the desire of investors to see a large return on investment with higher interest rates with borrowers who want low interest rates on loans.Striking a balance between these two interests is important for monetary policy because both promote economic growth, savings and investment.Balance of Payments If a specific currency gains in value relative to its neighbors, goods from that country, when sold abroad, will be more expensive.As the value of the currency falls, the competitiveness of goods from that economy become more competitive abroad.Again, a balance must be maintained between these two poles: a strong currency that speaks to low inflation at home, and a weak currency that might boost international sales.As a specific currency falls in value, the debts incurred in that currency also fall in value.Therefore, a currency that is too strong might make international debts that much higher.Monetary policy differs from fiscal policy, which refers to taxation, government spending, and associated borrowing.

第三篇：銀監(jiān)會面試真題

2007——2011年銀監(jiān)會公務(wù)員面試真題

2007年

2007年2月2日國家銀監(jiān)會公務(wù)員面試真題

1.自我介紹（主考官提示必須要介紹哪些內(nèi)容。主考官做記錄。）

2.領(lǐng)導(dǎo)安排你一項任務(wù)，而與你共事的同事和你有矛盾，你怎么辦？（追問：“你剛才提到溝通，如果任務(wù)緊急，沒時間讓你去溝通，你怎么辦？”）

3.監(jiān)管的格局？

4.銀監(jiān)會的具體作用和職責(zé)？

5.我國銀行業(yè)全面對外開放，請你分別詳細闡述外資銀行與中資銀行各自的優(yōu)勢和劣勢？ 英語面試：三個英語問題，1.你是否同意做事需要合作精神，為什么？

2.你最喜歡的一學(xué)科，為什么喜歡？

3.請你談?wù)撘幌?006的中國股市?

2008年

2008年2月29日四川銀監(jiān)會

1.你如何看待流動性過剩？

2.通貨膨脹有哪幾種應(yīng)對辦法？目前的辦法有什么弊端？你有什么好的辦法應(yīng)對？

3.你平時的溝通方法有哪些？你認(rèn)為有效么？當(dāng)溝通不暢時雜辦？

4.英語題

2008年3月1日重慶銀監(jiān)局

1.自我介紹：要包括主要的教育經(jīng)歷。

2.專業(yè)題：請談?wù)剬鹑趧?chuàng)新和金融監(jiān)管的認(rèn)識；

3.人際關(guān)系題：領(lǐng)導(dǎo)給你安排了任務(wù)，但是和你合作的人與你有矛盾，你怎么辦？

4.Please introduce your main achievement.2008年3月1日銀監(jiān)局

1.自我介紹

2.專業(yè)題：你對央行提出的存款準(zhǔn)備金的理解以及存款準(zhǔn)備金在國家宏觀調(diào)控中的作用？

3.專業(yè)題：我國近來存款準(zhǔn)備金率是提高了還是降低了，你對此的看法是什么？

4.你如何做好從學(xué)生到工作人員的轉(zhuǎn)變?

5.英語口語題

2008年3月1日銀監(jiān)局（計算機專業(yè)）

1.自我介紹(包括所學(xué)的專業(yè)，與報考動機)

2.專業(yè)題：什么是B/S

3.專業(yè)題：說下JAVA語言的特點。

4.作為一名國家機關(guān)工作人員應(yīng)該具有什么素質(zhì)?

5.英語題：Tell me the type of studay hardest in your school(or study?)

2008年3月1日銀監(jiān)局（法律專業(yè)）

1.自我介紹，有要求說出自己的姓名，學(xué)校，年齡等。

2.說說金融法的概念

3.債權(quán)人是否可以在債務(wù)人不知情的情況下變賣債權(quán)

4.談溝通的，問你平時的溝通方法，還有如果溝通無效你怎么辦？

英語題

1.說說你對銀行業(yè)監(jiān)督管理法的認(rèn)識何看法

2.讓說自己的優(yōu)勢和劣勢或者向考官推銷自己。

2008年3月2日銀監(jiān)局

1.自我介紹(要求說出姓名，年齡，畢業(yè)院校，專業(yè)，工作地點等)

2.銀行存款規(guī)模擴大是好事還是壞事?

3.有人說:“摸著石頭過河”，也有人說:“干了再說”，“想”和“干”，你認(rèn)為哪個更重要?

4.Tell me the time of study hardest in your life

2009年

2009年2月8日上午銀監(jiān)局IT類公務(wù)員面試真題【時間：半小時，沒有題本，考官讀題】

1.介紹一下你的個人情況，包括你的年齡，學(xué)習(xí)經(jīng)歷，工作經(jīng)歷，學(xué)習(xí)情況，工作情況等。

2.假如你進入銀監(jiān)會工作，現(xiàn)在有3件事情要處理，你如何安排這三件事情？

a.領(lǐng)導(dǎo)正在與金融機構(gòu)負(fù)責(zé)人商談，需要一份報告，由你負(fù)責(zé)的，這份報告已經(jīng)完成的差不多了。

b.金融機構(gòu)的客戶來找你，要與你談一些事情。

c.臨時公司有個會議，這個會議之前一直是由你參加的。

3.假如你被銀監(jiān)會錄用了，同時，商業(yè)銀行也錄用了你，商業(yè)銀行的待遇比銀監(jiān)會高，你如何選擇?

4.專業(yè)題：TCP/IP協(xié)議有四層，請你簡單介紹一下，并說明ARP協(xié)議和FTP協(xié)議都位于哪一層。假如讓你去了解商業(yè)銀行的網(wǎng)絡(luò)狀況，分析它的風(fēng)險，你會從哪些方面進行了解？

5.英語題:a.談?wù)勀銓︺y監(jiān)會的了解 b.6.你還有什么要補充的嗎？

2009年2月8日下午浙江銀監(jiān)局公務(wù)員面試真題

1.問答式自我介紹

2.當(dāng)你去某一銀行執(zhí)行監(jiān)管工作時，與銀行工作人員發(fā)生沖突，你怎么處理？

3.某省某地區(qū)銀行不良貸款率高，有人建議放寬5級分類的條件以降低不良貸款率，你覺得合適嗎?

4.專業(yè)題

5.英語題

6.請問你還有需要補充的嗎？時間30秒。

2010年

2010年3月6日上午中國銀監(jiān)會國家公務(wù)員面試真題

1．社會上開展“送溫暖，獻愛心”活動，但某單位卻要求職工只能捐贈新棉被，舊的不可以，你怎么看？

2．生活中難免發(fā)生與別人意見相左的情況，結(jié)合你的工作或者生活經(jīng)歷，談?wù)勅绾握f服他人？

3．某地把一些政府部門辦事時常聽到的“難聽話”歸納編印成臺歷，作為2010年特殊新年禮物派發(fā)給各個窗口單位，這些難聽的話比如：“墻上貼著呢，寫得很清楚，你自己不會看??？”作為機關(guān)工作人員，你怎么處理？

4．有些城市流動人口特別多，流動人口多數(shù)沒有當(dāng)?shù)貞艏?，引發(fā)了很多酗酒、搶劫等惡性事件，領(lǐng)導(dǎo)讓你組織關(guān)于這個事件的調(diào)查，你怎么開展？

5．某村路口，發(fā)生交通事故，卡車司機受傷，圍觀群眾哄搶卡車上的水果，你是村長助理，正在值班，有村民向你匯報，你怎么處理？

2010年浙江銀監(jiān)局面試真題

1．假如你是CBRC（中國銀行業(yè)監(jiān)督管理委員會）員工，要讓你寫一篇關(guān)于銀行監(jiān)管的法規(guī)，以往沒有可以借鑒的成果，你該怎么做？

2．假如你是CBRC員工，發(fā)現(xiàn)轄內(nèi)一家銀行當(dāng)年貸款量嚴(yán)重超標(biāo)，不能采取強硬的行政措施，你該怎么做？

3．談?wù)劷鹑谖C后，中國企業(yè)、銀行、監(jiān)管當(dāng)局應(yīng)獲得的啟示。

4．作為監(jiān)管層，談?wù)勀銓α鲃有燥L(fēng)險的認(rèn)識，以及對金融危機后中國金融機構(gòu)中流動性風(fēng)險的認(rèn)識。

2011年

2011年哈爾濱銀監(jiān)會面試真題

1.自我介紹，包括你的年齡，你的學(xué)習(xí)經(jīng)歷等。

2.會計專業(yè)題目，會計計量的屬性。

3.專業(yè)題目，哪些企業(yè)的財務(wù)報表可以合并？

4.團隊合作和個人的操作能力是否矛盾，怎么協(xié)調(diào)應(yīng)用？

5.政府為什么對銀行進行監(jiān)管？

6.英語問題，你的什么技能使你適合在銀監(jiān)會工作？

2011年2月26日銀監(jiān)會公務(wù)員面試真題

1、自我介紹

2、工作題：如果你進入了銀監(jiān)會，你發(fā)現(xiàn)監(jiān)管的程序和方案存在問題，并且是可以改正的，你會怎么辦？

3、專業(yè)題：核心資本有哪些？銀行如何補充？

4、英語題：What do youthink of team spirit?Do youthink you are agoodteam player?

5、追問：學(xué)校專業(yè)方面的問題，你的專長是什么？

6、追問：專業(yè)題：操作風(fēng)險包括那幾類？

2011年2月27日銀監(jiān)會公務(wù)員面試真題

1、請進行三分鐘自我介紹。

2、你現(xiàn)在在做商業(yè)銀行改革調(diào)查報告，已經(jīng)以擬定階段，領(lǐng)導(dǎo)又交給你一項新的緊急任務(wù)，你怎么辦？

3、英語題：how do you think about CBRC?

4、為什么選擇成為監(jiān)管者？（英語）

5、銀行資本分為核心資本和附屬資本，分別包括什么？

6、銀行資本不足，有哪些方法補充？

7、你怎么看待銀行監(jiān)督？

第四篇：歷年面試真題

====================以下為2009年真題=======================

2009年6月14日上午蕭山村官面試真題

1.說說你如何面對困難和挫折？

2.如果你是村干部，平時工作做得相當(dāng)好，但是期末評比被評得很差，同事借此疏遠你，人如何處理？

3.有人說大學(xué)生村干部能夠為農(nóng)村注入活力...你怎么看？

答案交流：

2009年6月7日上午臨安村官面試真題

本次面試，要求在10分鐘內(nèi)回答三道題目：

1，職位目標(biāo)是什么，如何實現(xiàn)

2，有同事對你工作不滿，如何處理

3，農(nóng)村支教，有人贊賞，有人不認(rèn)為，你如何看

答案交流：

====================以下為2008年真題=======================

2008年杭州村官面試題(待考證)

1、談?wù)勀銓Υ髮W(xué)生村官的看法

2、如果你成功進入村官隊伍，談?wù)勀銓⒃鯓娱_展你的工作以及你對你工作的理解

3、如果你和你的領(lǐng)導(dǎo)在開會的意見不合，你會怎么處理

4、如果當(dāng)?shù)氐念I(lǐng)導(dǎo)只注重發(fā)展經(jīng)濟而忽略了環(huán)境的保護，你會怎么做

參考答案:

2008年7月19日建德村官面試題

1.國家決定把部分大學(xué)生放到基層工作，你是怎么認(rèn)識的？假如你被錄用了你準(zhǔn)備怎么開展工作？

2.村里要放映電影，安排你去管理，你將怎么做？

3.你提的一個很好的意見被主任否決了，你怎么辦？

答案交流:

2008年7月26日上午浙江杭州/富陽村官面試題

本次面試，要求在10分鐘內(nèi)回答三道題目：

1.你所學(xué)專業(yè)與此次報考的崗位要求是否一致？談?wù)勀銓罂紞徫坏恼J(rèn)識。

2.假如你被聘用后，嚴(yán)格按規(guī)章制度辦事，但在一次工作中，有群眾卻認(rèn)為你辦事太死板，不懂變通，并大聲吵鬧，聲稱要向上級反映情況，把你撤換下來。此時你該怎么辦？

3.廣東省舉辦萬名大學(xué)生進農(nóng)村助推“信息直通車”，開展農(nóng)情調(diào)查，采集上報農(nóng)情信息等

活動。該活動一出臺，部分村民表示歡迎，認(rèn)為可以直接把民情反映給上級部門，是在辦好事；也有人認(rèn)為這是一種倒退，會造成高校教育資源的浪費，對此，你怎么看？答案交流：

答案交流：

2008年永康村官面試題

1、對于村官，你做好了那些準(zhǔn)備

2、到農(nóng)村工作后，怎么處理好與老干部之間、群眾之間的關(guān)系，融入到他們中去？

3、有人認(rèn)為“大學(xué)生去農(nóng)村是人才的浪費”怎么理解

答案交流：

2008年9月6日紹興縣村官面試題

1.汶川_地_震_你有什么想法

2.關(guān)于可持續(xù)方面的問題

3.新農(nóng)村建設(shè)的目的和意義

答案交流：

2008年9月7日浙江平湖市村官面試題

1、近期在市內(nèi)將舉行一場關(guān)于出租車調(diào)價的聽證會，到時候?qū)谐鲎廛囁緳C、運營商及各有關(guān)部門的人員參加，而你作為消費者代表要在會上發(fā)言，你會做些什么準(zhǔn)備呢？

2、關(guān)于“事業(yè)、家庭、愛情”這三者之間的關(guān)系，你有什么看法？

3、給出一幅漫畫，畫中的意思就是中小學(xué)的學(xué)費比較低，而幼兒園和高校的收費比較高，問針對這一現(xiàn)象，你有什么看法?

答案交流：

2008年9月7日浙江嘉興村官面試題

各題大意

1.出租車提價要舉行聽證會。作為消費者代表，你將如何做好參會前準(zhǔn)備？

2.對事業(yè)、婚姻、家庭談?wù)勀愕目捶?/p>

3.漫畫題：幼兒園收費高，中小學(xué)收費低，高校收費高。談?wù)勀愕目捶?/p>

答案交流:

2008年9月18日諸暨村官面試題目

第一題：如何看待村官從業(yè)的地方艱苦？如何開展大學(xué)生村官工作？

第二題：如何看待農(nóng)村現(xiàn)狀？該用怎么樣的措施解決？

第三題：如何看待鄉(xiāng)村村容建設(shè)？怎么樣的態(tài)度對待？

答案交流:

2008年9月20日浙江紹興村官面試題

1、新任村官怎樣做好工作，贏得村民信任？

2、怎樣解決農(nóng)村剩余勞動力就業(yè)問題？

3、新農(nóng)村建設(shè)，有人說資金重要，有人說人才重要，有人說觀念重要。你認(rèn)為是什么最重要?為什么？

答案交流：

2008年9月20日臺州三門村官面試題

1.知識與執(zhí)行能力，往往是具有執(zhí)行能力的人才能獲得成功。談?wù)勀銓@句話的理解？

2.你工作能力比較強 同事都來找你幫忙 有時候把他自己的工作也給你干，認(rèn)為你肯定有時間 你怎么辦？

3.很多村干部對信訪的村民提出的要求 不管違反不違反原則 都進行處理 你怎么看?答案交流:

2008年10月11日浙江麗水村官考試面試題

給出一段資料，大意是“農(nóng)家樂”在某一村莊經(jīng)營得很出色，但是影響了周圍居民的日常生活，村民和經(jīng)營者鬧事，村長還幫著經(jīng)營戶??

三個問題：

1、這時，你正好在場，你怎么做？

2、這件事平息之后，你如何開展農(nóng)村工作？

3、結(jié)合這件事，請你談?wù)劙l(fā)展農(nóng)村經(jīng)濟和和揩社會環(huán)境的關(guān)系：

參考答案:

2008年衢州村官面試題

1農(nóng)村(社區(qū))有什么吸引你的?

2,提了一個方案,領(lǐng)導(dǎo)不認(rèn)可,怎么處理?

3,村里為了豐富大家 的生活開了生活館,但有人打麻將影響別人,怎么處理?

答案交流:

====================以下為2007年真題=======================

2007年9月16日諸暨村官面試題

一共三個問題。

1.在傳統(tǒng)觀念里，農(nóng)村子弟離開農(nóng)村叫“跳龍門”,但是現(xiàn)在的大學(xué)生反而到農(nóng)村去工作，你有什么看法？

2。你是居委會主任助理，一居民拿了土特產(chǎn)來求你向主任說點事，你會如何處理。

3。一副箭靶圖，箭插在紅心處，讓你講農(nóng)村工作如何開展。

參考答案：

2007年9月嘉興地區(qū)村官面試題

第一題關(guān)于協(xié)調(diào)老同事和新同事的矛盾

第二題是關(guān)于組織選拔工作的開展

第三題關(guān)于中國證券紅火,全民炒股的理解

答案交流:

2007年10月13日甌海村官面試真題

1：官應(yīng)該注重公共服務(wù)還是經(jīng)濟發(fā)展

2：如果你成為村干部，剛開始村民請你去參加婚慶`酒宴什么的，后來領(lǐng)導(dǎo)不聽從你的建議，村民覺得你個小娃子沒什么能力，你該怎么辦

3：5個村民以便宜的價格承包山林，承包期滿后其他村民不滿，要求重新承包，村長要你去調(diào)節(jié)，你該怎么辦

答案交流:

2007年10月20日臺州三門村官面試題

面試題目一共3個，被分成2半，前2個問題占70分在第一面試場，后一個問題30分，在第二面試場。

題目大致是這樣的：

第一、現(xiàn)在大學(xué)生就業(yè)壓力很大，很多大學(xué)生從事超市營業(yè)員，餐廳服務(wù)員等，問你對大學(xué)生就業(yè)觀有什么看法？如果這次面試失敗，你將怎樣對待？

第二、小李是大學(xué)生村官，擔(dān)任村主任助理工作，發(fā)現(xiàn)主任有時揮霍村里的錢，拿村里的錢招待很多人，其中有一些不是正當(dāng)?shù)恼写M，如果你做為小李怎么辦？

第三、將的是環(huán)境整治工作，第一你對環(huán)境整治工作有什么看法？如果你被分配到村路擔(dān)任村環(huán)境整治工作，你將持什么態(tài)度？

參考答案:

2007年10月21日臺州村官面試題

1、目前大學(xué)生就業(yè)壓力非常大，很多大學(xué)生放棄了本專業(yè)而投向另外的專業(yè)，也有一些去當(dāng)餐廳的服務(wù)生、專柜的售貨員從基層做起，請問你的就業(yè)觀念是怎樣的，如果這次沒有被

錄取，你打算怎么做？

2、村里的主任招待吃喝的現(xiàn)象非常嚴(yán)重，以至于花了過多的經(jīng)費，假如你是小李，剛參加工作不久，你看到這種狀況會怎么做？

3、臺州有很多大企業(yè)雖然效益非常好但是污染環(huán)境的現(xiàn)象非常嚴(yán)重，如果你到了社區(qū)工作，對環(huán)境問題的態(tài)度是怎樣的？大致就是問你會如何協(xié)調(diào)經(jīng)濟發(fā)展與環(huán)境保護的問題。答案交流:

2007年杭州地區(qū)村官面試題

1.說說你為什么選擇做村官.你有哪些優(yōu)勢

2.如果領(lǐng)導(dǎo)的想法和你不一致,你該怎么做

3.談?wù)勀銓︻I(lǐng)頭雁的看法

答案交流:

2007年10月28日蕭山某鎮(zhèn)預(yù)備村官面試真題

1.你為什么要參加村干部選拔？你到村就職后應(yīng)該怎么做？

2.你到村里后受到村干部排擠怎么辦？

3.村里有一條道路需擴建，有村民擔(dān)心賠償問題，有抵觸情緒，其中一位是你親戚，你作為村干部要怎么做？

答案交流:

2007年衢州村官面試題

1、你成為村官之后，你該如何去做，才能取得村民的信任？

2、老師拿了一張白紙，白紙中間有一個黑點，問學(xué)生，你們看見了什么？學(xué)生回答，我們看見了一個黑點，老師又拿出來一張黑紙，黑紙中間有一個白點，問學(xué)生，你們看見了什么，學(xué)生回答，我們看見了一個白點，老師笑笑說，你們錯了，還有一張白紙和黑紙，你們都沒看見么？上述問題你有什么看法？

3、你是一名村官，你看見今年甘蔗價格好，就引進甘蔗讓村民去種植，結(jié)果后來甘蔗價格下跌，村民手中的甘蔗滯銷，許多村民有情緒，找你討說法，你該如何去做？

第五篇：銀監(jiān)會考試面試真題

2011年國家公務(wù)員考試銀監(jiān)會面試真題

2011年2月26、27、28日國家公務(wù)員考試銀監(jiān)會面試真題

26日

1、自我介紹

2、工作題：如果你進入了銀監(jiān)會，你發(fā)現(xiàn)監(jiān)管的程序和方案存在問題，并且是可以改正的，你會怎么辦？

3、專業(yè)題：核心資本有哪些？銀行如何補充？

4、英語題：What do u think of team spirit?Do u think you are a g o o d team player?

5、追問：學(xué)校專業(yè)方面的問題，你的專長是什么？

6、追問：專業(yè)題：操作風(fēng)險包括那幾類？

27日

1、請進行三分鐘自我介紹。

2、你現(xiàn)在在做商業(yè)銀行改革調(diào)查報告，已經(jīng)以擬定階段，領(lǐng)導(dǎo)又交給你一項新的緊急任務(wù)，你怎么辦？

3、英語題：how do you think about CBRC?

4、為什么選擇成為監(jiān)管者？（英語）

5、銀行資本分為核心資本和附屬資本，分別包括什么？

6、銀行資本不足，有哪些方法補充？

7、你怎么看待銀行監(jiān)督？

28日(監(jiān)管I類)

1、自我介紹

2、你們單位在編制監(jiān)管規(guī)章制度時，在某個關(guān)鍵問題上，你的直接領(lǐng)導(dǎo)和上級領(lǐng)導(dǎo)意見不一致，且這兩人有很深的個人矛盾，你怎么辦？

3、貸款擔(dān)保的作用和局限性？

4、對金融機構(gòu)實行并表監(jiān)督管理怎么看？

英語：

5、英語自我介紹

6、請談?wù)勀銓Υ髮W(xué)生找男女朋友的看法。

7、為什么對CBRC感興趣？