第一篇：2008金融危機(jī)中英文論文(慰爍拐蜀黍)

2008年，大量的通過美國的房地美和房利美兩大房屋貸款中介購房者沒錢支付房貸，被迫違約，導(dǎo)致房貸公司資金鏈斷裂，而房產(chǎn)公司為了自己的財(cái)務(wù)流動(dòng)性，又將這些貸款統(tǒng)一打包證券化，變?yōu)閭u給各個(gè)投資人，從而使得大量的垃圾債券充斥市場(chǎng)，使金融行業(yè)的資金流動(dòng)性收到了影響，于是就產(chǎn)生了金融危機(jī)。

金融危機(jī)全過程金融危機(jī)從2007年就開始了，直到2008年，中國才受到了明顯的影響。在2007年2月13日美國新世紀(jì)金融公司（NewCenturyFinance）發(fā)出2006年第四季度盈利預(yù)警。匯豐控股為在美次級(jí)房貸業(yè)務(wù)增加18億美元壞賬準(zhǔn)備。在4月2日,面對(duì)來自華爾街174億美元逼債，作為美國第二大次級(jí)抵押貸款公司——新世紀(jì)金融（NewCenturyFinancialCorp）在4月2日宣布申請(qǐng)破產(chǎn)保護(hù)、裁減54%的員工。8月2日，德國工業(yè)銀行宣布盈利預(yù)警，后來更估計(jì)出因?yàn)槠煜碌囊粋€(gè)規(guī)模為127億歐元的“萊茵蘭基金”（RhinelandFunding）以及銀行本身少量的參與了美國房地產(chǎn)次級(jí)抵押貸款市場(chǎng)業(yè)務(wù)而產(chǎn)生的82億歐元的虧損。8月6日，美國第十大抵押貸款機(jī)構(gòu)——美國住房抵押貸款投資公司正式向法院申請(qǐng)破產(chǎn)保護(hù)，成為繼新世紀(jì)金融公司之后美國又一家申請(qǐng)破產(chǎn)的大型抵押貸款機(jī)構(gòu)。8月8日，美國第五大投行貝爾斯登宣布旗下兩支基金倒閉，原因同樣是由于次貸風(fēng)暴。8月9日，法國第一大銀行巴黎銀行宣布凍結(jié)旗下三支基金，同樣是因?yàn)橥顿Y了美國次貸債券而蒙受巨大損失，并導(dǎo)致歐洲股市重挫。8月13日，日本第二大銀行瑞穗銀行的母公司瑞穗集團(tuán)宣布與美國次貸危機(jī)的相關(guān)損失為6億日元。據(jù)瑞銀證券日本公司的估計(jì)，日本九大銀行持有美國次級(jí)房貸擔(dān)保證券已超過一萬億日元。在韓國，包括Woori在內(nèi)的五家銀行總計(jì)投資5.65億美元的擔(dān)保債權(quán)憑證（CDO）。投資者擔(dān)心美國次貸問題會(huì)對(duì)全球金融市場(chǎng)帶來強(qiáng)大沖擊。不過日本分析師深信日本各銀行投資的擔(dān)保債權(quán)憑證絕大多數(shù)為最高信用評(píng)價(jià)，次貸危機(jī)對(duì)其影響有限。其后花旗集團(tuán)也宣布，7月份由次貸引起的損失達(dá)7億美元。

在金融危機(jī)中，經(jīng)濟(jì)本身需要一種世界通用的資源置換等價(jià)物（貨幣），也需要完善 商業(yè)金融機(jī)構(gòu)資產(chǎn)安全保障機(jī)制，全球化的影響也需要被正確的評(píng)估，通過加深或減緩全球化來減少經(jīng)濟(jì)危機(jī)的影響。國家可以降低銀行利率，加快貨幣的流通。國家需要更加謹(jǐn)慎的貸款政策，防止經(jīng)濟(jì)體系的混亂。并且，國家還需要加強(qiáng)市場(chǎng)監(jiān)管，來防止市場(chǎng)秩序的快速崩潰。對(duì)于個(gè)人來說，他們需要有一定的固定存款或者保險(xiǎn)來確保個(gè)人在經(jīng)濟(jì)危機(jī)是不至于破產(chǎn)，同時(shí)他們可以通過高等教育來通過在校學(xué)習(xí)在度過經(jīng)濟(jì)危機(jī)的同時(shí)為經(jīng)濟(jì)危機(jī)之后的再就業(yè)創(chuàng)造更好的機(jī)會(huì)。

In 2008, a large number of U.S.Freddie Mac and Fannie Mae, the two housing loan intermediary buyers money to pay the mortgage, or forced to default, leading mortgage company funds strand breaks, and the real estate company for their own financial liquidity, in turn These loans packaged unified securities into bonds sold to individual investors, making a lot of the junk bond market is flooded, affected the liquidity of the financial industry has received, so he had a financial crisis.The whole process of the financial crisis on the financial crisis from 2007 until 2008, China

has been a significant impact.February 13, 2007, New Century Financial Corporation in the United States(NewCenturyFinance)profit warning issued by the fourth quarter of 2006.HSBC Holdings for an increase of $ 1.8 billion for bad debts in the U.S.sub-prime mortgage business.April 2, in the face of $ 17.4 billion from Wall Street dun, as the second-largest U.S.subprime lenderU.S.mortgage investment company formally filed for bankruptcy protection to the court, following the New Century Financial Corporation, the United States has a large file for bankruptcy mortgage lenders.On August 8, the fifth-largest U.S.investment bank Bear Stearns announced the closure of its two funds, the reason for the same is due to the subprime mortgage crisis.August 9, France's largest bank BNP Paribas announced the freezing of its three funds, the same is invested in U.S.subprime mortgage bonds suffered huge losses and lead to the European stock markets tumbled.August 13, the parent company of Japan's second-largest bank, Mizuho Bank, Mizuho Group announced that the U.S.subprime mortgage crisis-related loss of ￥ 600 million.According to company estimates UBS Securities Japan, nine banks to U.S.subprime mortgage-backed securities held by more than one trillion yen in Japan.In South Korea, the five banks, including Woori total investment of $ 565 million of collateralized debt obligations(CDO).Investors worried about the U.S.subprime mortgage problem be a great impact on global financial markets.But Japanese analysts believe that the vast majority of Japanese banks collateralized debt obligation investment for the highest credit rating, the subprime crisis has limited impact on.Citigroup subsequently announced in July caused by the subprime mortgage losses of $ 700 million.In the financial crisis, the economy itself needs replacement equivalents(currency), a world-wide resources also need to improve the commercial financial institutions, asset security mechanisms, and the impact of globalization needs to be the correct assessment, deepen or slow down globalization to reduce the impact of the economic crisis.Countries can reduce bank interest rates, to speed up the flow of money.Countries need to be more cautious lending policies, prevent confusion economy.And the country also needs to strengthen market supervision to prevent the rapid collapse of the market order.For individuals, they need to have a certain fixed deposits or insurance to ensure that the individuals in the economic crisis will not go bankrupt, they can by learning in school through higher education to survive the economic crisis at the same time for the re-employment after the economic crisis to create a better opportunities.

第二篇：雅思大作文6分最新外教修改(慰爍拐蜀黍)

In modern society, some students would like to study abroad.In china, more and more students choose to have overseas studying.This kind of action can bring some benefits for sure, but it can also cause some problems instead.Studying abroad can make students be independence, it can also bring more useful knowledge for students and can widen their horizon.Living without parents can push students learning knowledge about their daily life like cooking, house tidying and communicating.All these skills are helpful for students to be independence.In developed countries, they have better education system in the university.So studying abroad means better education in some ways.Sometimes, studying abroad can get better education just because the subject you want to learn is good in that country, like studying Japanese in Japan.Going out of the hometown can also be good for the whole life, students can understand more culture thing during their study and they can make some friends which are from some other countries.Sense overseas study has so many benefits, it never means it is good for everyone.Going abroad, especially from developing countries to developed countries, will spend a large amount of money.Spending too much money in studying may be hard to get the feedback.Culture difference is also a big problem for the students.Some students cannot adapt the life in other countries and that could be hard for students to be better.In conclusion, studying abroad is not easy for students.When parents want their children studying abroad, they need a careful thinking for the advantages and disadvantage.

第三篇：大學(xué)生關(guān)于金融危機(jī)演講稿中英文

大學(xué)生關(guān)于金融危機(jī)演講稿中英文

(精選多篇)

i am honored extremely stand in here for everybody lecture!

we all knew that, now the world all is suffering the financial crisis, and many factories all already went out of business the bankruptcy, this also meant could have many people to face is coming off sentry duty.perhaps in school we regarding this realized is not very big, however we soon face the graduation, also meant must look for the work.already some people commented: the next several year university graduate，the graduation also on meant unemployment!although i not like this believed, but i still felt we should have one kind of crisis feeling, by faces the worst possible occurrence.therefore, also cannot again continue to waste in the university period time, that already was may not obtain extremely!therefore i hoped schoolmates, all can learn own diligently special course, in order to might find from now on most suits own work.我很榮幸極為站在這里為大家演講!

我們都知道，現(xiàn)在世界上所有正在遭受金融危機(jī)，許多工廠都已經(jīng)倒閉了破產(chǎn)，這也意味著可能有許多人面對(duì)即將關(guān)閉站崗。

也許在學(xué)校，我們對(duì)這個(gè)認(rèn)識(shí)是不是很大，但是我們很快面臨畢業(yè)，也意味著必須尋找工作。

已經(jīng)有些人評(píng)論說：在未來數(shù)年大

學(xué)畢業(yè)，畢業(yè)也意味著失業(yè)!雖然我不喜歡這樣認(rèn)為，但我仍覺得我們應(yīng)該有一種危機(jī)感，所面臨的最嚴(yán)重的可能發(fā)生。

因此，也不能再繼續(xù)浪費(fèi)在大學(xué)期間的時(shí)間，這已經(jīng)是可能無法獲得極為!因此，我希望同學(xué)，大家都可以了解自己的勤奮特殊當(dāng)然，為了可能會(huì)發(fā)現(xiàn)從現(xiàn)在起，最適合自己的工作。

i am honored extremely stand in here for everybody lecture!we all knew that, now the world all is suffering the financial crisis, and many factories all already went out of business the bankruptcy, this also meant could have many people to face is coming off sentry duty.perhaps in school we regarding this realized is not very big, however we soon face the graduation, also meant must look for the work.already some people commented: the next several year university graduate, the graduation also on meant unemployment!although i not like

this believed, but i still felt we should have one kind of crisis feeling, by faces the worst possible occurrence.therefore, also cannot again continue to waste in the university period time, that already was may not obtain extremely!therefore i hoped schoolmates, all can learn own diligently special course, in order to might find from now on most suits own work.我很榮幸極為站在這里為大家演講!我們都知道，現(xiàn)在世界上所有正在遭受金融危機(jī)，許多工廠都已經(jīng)倒閉了破產(chǎn)，這也意味著可能有許多人面對(duì)即將關(guān)閉站崗。也許在學(xué)校，我們對(duì)這個(gè)認(rèn)識(shí)是不是很大，但是我們很快面臨畢業(yè)，也意味著必須尋找工作。已經(jīng)有些人評(píng)論說：在未來數(shù)年大學(xué)畢業(yè)，畢業(yè)也意味著失業(yè)!雖然我不喜歡這樣認(rèn)為，但我仍覺得我們應(yīng)該有一種危機(jī)感，所面臨的最嚴(yán)重的可能發(fā)生。因此，也不能再繼續(xù)浪費(fèi)在大學(xué)期間的時(shí)間，這已經(jīng)是可能無法獲得極為!因此，我希望同學(xué)，大家都

可以了解自己的勤奮特殊當(dāng)然，為了可能會(huì)發(fā)現(xiàn)從現(xiàn)在起，最適合自己的工作。

xiexiebang.com范文網(wǎng)

confronting the financial crisis ,what should we college students do ?

honourable judges ,ladies and gentlemen :

good morning!at the beginning of my speech , i’d like to make a brief introductoion about myself that i hope won’t bore you , my name is liu zijing ,who come from bozhou of anhui province ,i was admitted to huaibei coal industry teacher’s college in xx年,and major in chinese language and literature.my today’s speech is : confronting the financial crisis ,what should we college students do ?

when you walking along a street , an inevitable phenomenon you will find is that lots of shops or markets are selling their goods at a discount;when you

visting a countryside ,an evident situation you will discover is that many workers are staying in their hometown.why ? that’s because the financial crisis that originated on wall street and swept the world has gone beyond the toy sector and bitten into the chinese economy.over the past six months,many labor-intensive factories have shut down ,leaving massive numbers of workers jobless.although our government have taken some effective measures to stimulate the need of employment , we also can’t deny the fact that the situation is still serious.according to expects , china’s gdp growth slowed to 9.9 percent down 2.3 percentage points from the same period lastyear and falling to single figures for the first time in five years.as a college students ,i can’t be more sensitive to the essential meanings behind thesenumbers ,basing on expects ，the graduates in this year are more than 5 millions , to my surprise ,there are exceed 1 million can’t find position.so it seems very important for us college students to consider what should we do in the intensely competitive society , particularly during this special background---international financial crisis.from my own perspective ,we should do three things as follows :

in the first instance , we should turn an objective attitude towards the encironment and ourselves.although we college students used to be the “most-favored “people in society ,we have received a higher education ,hance we are more intelligent and knowledgeable than our countparts who failed to attend college.society is developing in a very high pace and becoming more and more advanced , so we shoule know our own strengths and weaknesses and have the

right attitude towards ourselves and the job vacancies ,in addition ,we should not attach too much importance to material aspects of the job.secondly ,we should have great ambition towards our future.ambitions are like the stars---we never reach them ,but like mariners ,we chart our course by them.no matter the successful merchant or official or scientist ,they have an idential personality---ambition.on the surfaceof the globe financial crisis , it brings the pessmisitic economic situations , but it still can’t prevent a person who have great ambition achieving his goals.just like george bernard shaw said :”people always blaming their circumstance , the people who get on in this world are the people who get up and look for the circumstance s they want ,and ,if they can’t find them ,make them.”

last but not the least, we should

study to the best of our ability to acquire knowledge as much as possible.college is a place where we can enrich our knowledge and improve ourselves.as a college student , we should be these who have a strong sense of social responsibilities , up-to-date knowledge and comperhensive capabilities.but never idle away our precious time and make our college life perplexed and vacuous.only master extensive knowledge and lay a solid foundtion can we have a promising and bright future.my fellow friends ,please remember , “heaven never helps the man who will not act “ every man is the architect of his own fortune , no matter how wicked the environment is ,i do believe a brilliant and original person still can realize his value and make contribution to our society.thank you very much for your

attention！!

金融危機(jī)對(duì)大學(xué)生就業(yè)問題 的影響及對(duì)策分析

董蓉英

“大學(xué)生就業(yè)難”這是一個(gè)老話題了。年年提，政府、社會(huì)、學(xué)校年年在努力，而大學(xué)生則年年還是被撞的“頭破血流”。今年受美國次貸危機(jī)的影響，全球經(jīng)濟(jì)形勢(shì)一片暗淡，不少企業(yè)進(jìn)行了大面積的裁員，大多數(shù)企業(yè)則選擇大幅度縮減招聘人數(shù)，這些對(duì)大學(xué)生就業(yè)來說無疑于雪上加霜。“金融危機(jī)對(duì)今年大學(xué)生就業(yè)究竟有多大影響？”這個(gè)問題是時(shí)下人們普遍關(guān)注的一個(gè)問題。

一、金融危機(jī)對(duì)就業(yè)市場(chǎng)的沖擊

從國際金融危機(jī)大背景看，危機(jī)正加速從虛擬經(jīng)濟(jì)向?qū)嶓w經(jīng)濟(jì)蔓延，在如此危機(jī)四伏的經(jīng)濟(jì)環(huán)境下，不少公司都或多或少面臨著各種困難。國內(nèi)外諸多公司縮緊開支，壓低成本，而在這當(dāng)中，人力成本便成為了一個(gè)他們不得不考慮的因素。于是乎，現(xiàn)今的大學(xué)生找工作

也變得比往年更難了。最近有很多新聞都談及目前我國的制造業(yè)蕭條，比較典型的是長(zhǎng)三角洲與深圳的制造廠。他們因?yàn)槿嗣駧派?，失去了人口紅利的優(yōu)勢(shì)，被迫壓低人力成本。無視gdp發(fā)展與工人提高待遇需求的失誤，首先形成了民工荒；其次，因?yàn)槌杀緹o法負(fù)荷大量倒閉。據(jù)統(tǒng)計(jì)，2014年上半年全國有6.7萬家中小企業(yè)倒閉，眾多行業(yè)迎來了裁員寒流。記得今年春節(jié)的時(shí)候，“財(cái)源滾滾”都用于“裁員滾滾”的諧音，成了新春祝福的忌語。隨著大批失業(yè)人員的增加，這些人毫無疑問地成為了和應(yīng)屆大學(xué)生“搶飯碗”的不可忽視的因素。而更重要的是企業(yè)本身對(duì)人才的需要不再如同前幾年經(jīng)濟(jì)形勢(shì)好的時(shí)候，到處是機(jī)會(huì)，到處都能發(fā)財(cái)。在此前到處可見有公司企業(yè)動(dòng)轍在一個(gè)學(xué)校招聘幾十甚至上百個(gè)畢業(yè)生，尤其是那些理工專業(yè)的學(xué)生更是一個(gè)個(gè)整天悠閑度日，不怕無人問津。然而經(jīng)濟(jì)危機(jī)一來，一些曾經(jīng)的聘人大戶開始縮小他們的名單，更有

一些干脆取消了一些校園招聘會(huì)行程。象往年高校畢業(yè)生的就業(yè)，到現(xiàn)在這個(gè)時(shí)間，起碼有40%—50%的簽約率，現(xiàn)在只有20%多。從更廣的角度看這個(gè)問題，畢業(yè)生對(duì)未來的職業(yè)規(guī)劃及畢業(yè)后的出路選擇都隨著這次危機(jī)重新進(jìn)行了“洗牌”。前幾年愈演愈烈的留學(xué)熱隨著歐美國家爆發(fā)的金融危機(jī)開始出現(xiàn)了降溫的苗頭。而國內(nèi)的就業(yè)環(huán)境也由于我國特有的經(jīng)濟(jì)體制和模式在這次危機(jī)中顯示出了些許優(yōu)勢(shì)。另一方面，一些發(fā)達(dá)國家的經(jīng)濟(jì)衰退也對(duì)人民幣匯率、新型人才的需求及移民等產(chǎn)生了明顯的影響。許多原來打算出國深造的學(xué)子也正重新理清他們的思路，重新衡量出國留學(xué)的投入回報(bào)比。當(dāng)然，也有這樣一些人，他們?cè)居?jì)劃畢業(yè)后找份工作謀生，隨著經(jīng)濟(jì)形勢(shì)的動(dòng)蕩又拿起了課本投入考研的復(fù)習(xí)中。

二、影響就業(yè)的其它因素

1、據(jù)教育部統(tǒng)計(jì)數(shù)據(jù)表明，從畢業(yè)生總量看：全國應(yīng)屆學(xué)校畢業(yè)生2014

年為495萬，2014年為559萬，2014年預(yù)計(jì)將再創(chuàng)歷史新高達(dá)到611萬，總量壓力持續(xù)增加。而從就業(yè)來看，2014年應(yīng)屆畢業(yè)生未就業(yè)的有168萬，再加上今年的應(yīng)屆畢業(yè)生，2009年需就業(yè)高校畢業(yè)人數(shù)達(dá)780萬左右，形勢(shì)十分嚴(yán)峻。另從我市情況來看，2014年畢業(yè)生為3703人，回富畢業(yè)生2636人，已實(shí)現(xiàn)就業(yè)1687人，未就業(yè)949人；2014年畢業(yè)生為3796人，師范類畢業(yè)生為300余人，總計(jì)4096人。雖然今年畢業(yè)生總體數(shù)量與去年變化不大，但由于前兩年積累沉淀一部分未就業(yè)畢業(yè)生，再加上一部分外地生源畢業(yè)生來富找工作，畢業(yè)生就業(yè)壓力還是很嚴(yán)峻的。

2、一些用人單位瞄準(zhǔn)當(dāng)前高校畢業(yè)生供大于求的形勢(shì)，招聘人才設(shè)置條件高，用人向名牌大學(xué)、重點(diǎn)大學(xué)畢業(yè)生傾斜，致使一些地方院校的高校畢業(yè)生就業(yè)難度增大。近年來待就業(yè)畢業(yè)生不斷增加和往屆一些就業(yè)不理想的畢業(yè)生不斷跳槽，擠占了應(yīng)屆高校畢業(yè)生就

業(yè)崗位。而一些低端崗位聘用農(nóng)民工等，使畢業(yè)生就業(yè)重心下移受阻。

3、公務(wù)員法的實(shí)施和事業(yè)單位人事制度改革的進(jìn)一步發(fā)展，機(jī)關(guān)、事業(yè)單位嚴(yán)格控制人員編制增加，機(jī)關(guān)事業(yè)單位接收畢業(yè)生數(shù)量進(jìn)一步減少。

三、破解大學(xué)生就業(yè)困境需要全社會(huì)共同努力

如何破解大學(xué)生就業(yè)困局？造成困局的原因是多方面的，解決問題之道也絕非單一措施或方法就能夠湊效。這一問題涉及全社會(huì)，需要?jiǎng)訂T全社會(huì)力量“齊抓共管”，“八仙過海，各顯神通”。

1、政府：發(fā)展經(jīng)濟(jì)，創(chuàng)造機(jī)會(huì)，實(shí)施專項(xiàng)政策。

從政府層面，出臺(tái)政策，創(chuàng)造機(jī)會(huì)，最重要的是發(fā)展經(jīng)濟(jì)。為抵御國際經(jīng)濟(jì)環(huán)境對(duì)我國的不利影響，我國確定了進(jìn)一步擴(kuò)大內(nèi)需、促進(jìn)經(jīng)濟(jì)增長(zhǎng)的10項(xiàng)措施。這些措施包括：建設(shè)保障性安居工程，農(nóng)村基礎(chǔ)設(shè)施建設(shè)，鐵路、公路、和機(jī)場(chǎng)等重大基礎(chǔ)設(shè)施建設(shè)，醫(yī)療衛(wèi)生、文化教育事業(yè)發(fā)展，生態(tài)環(huán)境建設(shè)，自主創(chuàng)新和結(jié)構(gòu)調(diào)整，地震災(zāi)區(qū)災(zāi)后重建各項(xiàng)工作，提高城鄉(xiāng)居民收入，在全國所有地區(qū)、所有行業(yè)全面實(shí)施增值稅轉(zhuǎn)型改革，加大金融對(duì)經(jīng)濟(jì)增長(zhǎng)的支持力度等。根據(jù)初步匡算，實(shí)施上述工程建設(shè)，到2014年年底約需投資4萬億元。

與此同時(shí)，國家提高紡織品、服裝、玩具等勞動(dòng)密集型商品出口退稅率和提高抗艾滋病藥物等高技術(shù)含量、高附加值商品的出口退稅率。相應(yīng)地，中央銀行調(diào)整了全國商業(yè)銀行信貸規(guī)模，將有效緩解中小企業(yè)融資難和擔(dān)保難問題。這些刺激經(jīng)濟(jì)的政策將從根本上為就業(yè)需求的擴(kuò)大提供了保障。比如說，我市在政府的支持下，及時(shí)促成了浙豐小額貸款公司的掛牌，極大緩解了我市部分小企業(yè)的資金周轉(zhuǎn)問題。

促進(jìn)大學(xué)生就業(yè)還需專項(xiàng)政策的實(shí)施：第一，實(shí)施大學(xué)生全國范圍內(nèi)的自由就業(yè)政策，保障他們?cè)谌珖秶鷥?nèi)的“公民與市民待遇”，從根本上解決我

國大學(xué)生就業(yè)的政策環(huán)境。第二，國家需要考慮在短期內(nèi)增加對(duì)大學(xué)生的需求。能夠直接產(chǎn)生效果的措施就是政府機(jī)關(guān)、軍隊(duì)、武警以及其他社會(huì)服務(wù)事業(yè)單位增加對(duì)畢業(yè)生的雇用量。還可以進(jìn)一步增加西部地區(qū)和基層單位對(duì)大學(xué)生的需求。第三，國家可考慮在短期內(nèi)適當(dāng)增加研究生招生總量，減少大學(xué)畢業(yè)生的供給，幫助大學(xué)生渡過金融危機(jī)的困難時(shí)期。

以我市為例，目前我市在政府層面也積極采取了一些措施以緩解大學(xué)生就業(yè)

難問題：進(jìn)一步鼓勵(lì)和扶持高校畢業(yè)生自主創(chuàng)業(yè)。根據(jù)《富陽市高校畢業(yè)生創(chuàng)業(yè)資助資金實(shí)施辦法》，市財(cái)政每年增加100萬元“人才開發(fā)專項(xiàng)經(jīng)費(fèi)”用于資助符合條件的普通高校畢業(yè)生在我市創(chuàng)業(yè)，以創(chuàng)業(yè)帶動(dòng)就業(yè)。同時(shí)，今年，我市提出了實(shí)施畢業(yè)生“212”就業(yè)工程，即資助畢業(yè)生自主創(chuàng)新項(xiàng)目20個(gè)以上，實(shí)訓(xùn)畢業(yè)生1000人次左右，解決畢業(yè)生

就業(yè)2014名。創(chuàng)造條件推進(jìn)大學(xué)生創(chuàng)業(yè)園的建設(shè)，進(jìn)一步強(qiáng)化大學(xué)生創(chuàng)業(yè)的服務(wù)平臺(tái)；進(jìn)一步鼓勵(lì)畢業(yè)生到基層和民營(yíng)企業(yè)就業(yè)。一是實(shí)施農(nóng)村和社區(qū)招聘計(jì)劃。我市從2014年開始，用三年時(shí)間，實(shí)現(xiàn)村村一名大學(xué)生村官，目前已招收223余名大學(xué)生進(jìn)村工作。今年確保推出崗位88個(gè)，基本實(shí)現(xiàn)全市每個(gè)村都有一名高校畢業(yè)生目標(biāo)。二是實(shí)施畢業(yè)生到民營(yíng)企業(yè)就業(yè)計(jì)劃。政府有關(guān)部門及所屬服務(wù)機(jī)構(gòu)要為其提供就業(yè)落戶、社會(huì)保險(xiǎn)辦理和接續(xù)、人事代理以及權(quán)益保障等方面的服務(wù)，形成有利于高校畢業(yè)生到企業(yè)就業(yè)的社會(huì)環(huán)境。三是實(shí)施事業(yè)單位招聘計(jì)劃。今年力爭(zhēng)實(shí)現(xiàn)招聘高校畢業(yè)生300名左右的目標(biāo)，特別是教育衛(wèi)生文化等系統(tǒng)，以加快推動(dòng)基層衛(wèi)生文化服務(wù)機(jī)構(gòu)和農(nóng)村中小學(xué)校的建設(shè)為契機(jī)，更多地吸納高校畢業(yè)生；進(jìn)一步強(qiáng)化高校畢業(yè)生公共就業(yè)服務(wù)。一是突出重點(diǎn)做好未就業(yè)和困難家庭高校畢業(yè)生就業(yè)幫扶工作。二是做好失業(yè)登記

和就業(yè)幫扶工作。三是做好就業(yè)困難和困難家庭高校畢業(yè)生的重點(diǎn)幫扶工作。四是積極搭建高校畢業(yè)生與用人單位雙向交流平臺(tái)。

2、高等學(xué)校：面向市場(chǎng)，提高質(zhì)量。

從學(xué)校角度，首先有必要進(jìn)一步調(diào)整專業(yè)設(shè)置，提高培養(yǎng)人才的質(zhì)量?？梢钥吹剑话愣?，工科就業(yè)好于理科，理科就業(yè)又好于文科。在整體就業(yè)不景氣情況下，名牌學(xué)校、名牌專業(yè)畢業(yè)生仍供不應(yīng)求。與此同時(shí)，一些高職院校、技工學(xué)校、民辦院校的畢業(yè)生就業(yè)率超過國有本科就業(yè)率，原因值得深思。以去年我市春、夏兩季人才交流大會(huì)為例，提供5300多個(gè)就業(yè)崗位中，技能型人才需求崗位占三分之一多，而我市1600多名大專高職類畢業(yè)生中這類人才僅占7%，大量集中在計(jì)算機(jī)、財(cái)務(wù)會(huì)計(jì)、國際貿(mào)易等專業(yè)方面。其次，收集和發(fā)布就業(yè)需求信息要成為高校的重要工作。就業(yè)信息發(fā)布的充分、及時(shí)能有效地幫

助學(xué)生作出合理的選擇。要做到這一點(diǎn)，只要多花功夫，并非不可能。每所學(xué)?？梢哉沓鼋陙韥硇Ｕ衅傅挠萌藛挝粩?shù)據(jù)庫，然后組織學(xué)生志愿者聯(lián)系用人單位的人力資源部，詢問今年的招聘意向，便可獲知比較接近真實(shí)的就業(yè)形勢(shì)和社會(huì)需求，結(jié)合這些信息，高?？梢杂嗅槍?duì)性地開展就業(yè)指導(dǎo)，包括為學(xué)生設(shè)計(jì)應(yīng)聘方案，同時(shí)設(shè)法拓寬就業(yè)渠道。

3、大學(xué)生：準(zhǔn)確定位，提高能力。

從大學(xué)生與研究生本人角度來看，自我定位和好的心態(tài)至關(guān)重要。高等教育的普及讓普通勞動(dòng)者接受高等教育的夢(mèng)想成為現(xiàn)實(shí)。反過來，越來越多的接受高等教育的人成為社會(huì)新增勞動(dòng)力的重要組成部分。我們要接受的一個(gè)現(xiàn)實(shí)是：大學(xué)生已經(jīng)成為一個(gè)普通勞動(dòng)者，或者說大學(xué)生成了素質(zhì)比較高的普通勞動(dòng)者。不能再抱著過去“天之驕子”的態(tài)度不放，非國有單位不去，非鐵飯碗不算工作，工資待遇非優(yōu)厚不干。這些思想的影響，使得大學(xué)生畢業(yè)后大量涌向

城市、涌向體制內(nèi)，在某些地區(qū)、某些行業(yè)形成過度競(jìng)爭(zhēng)，造成了人才積壓和人力資源的浪費(fèi)，客觀上也使得大學(xué)生就業(yè)難度加大?，F(xiàn)在大學(xué)校園里最流行的話題之一是“你考公務(wù)員了嗎？”當(dāng)前參加公務(wù)員考試是即將畢業(yè)的本科生和研究生的主要擇業(yè)手段。浙江省公務(wù)員報(bào)考比例從2014年到2014年分別為19.46:1，47.46:1，58.24:1，60.98:1，四年高了近三倍。我市2014年招考公務(wù)員34人，報(bào)名2942人，今年將招考錄用公務(wù)員39名，應(yīng)考人員2827人，火爆程度可見一斑。事實(shí)表明，凡能正確對(duì)待自己的基本上還是可以找到自己工作崗位的，當(dāng)然人應(yīng)該有自己的理想，追求與自己興趣愛好一致且收入高待遇好的工作沒有錯(cuò)，但現(xiàn)在早已不是一次分配定終生的時(shí)代了，因此也沒有必要要求一步到位，我贊成“先就業(yè)，再擇業(yè)”。其次，要及早準(zhǔn)備、早動(dòng)手。減少依賴、等待的心理，以積極的心態(tài)主動(dòng)出擊。因?yàn)榇_實(shí)

有少數(shù)畢業(yè)生消極等待，怨天尤人，這樣的心理不能促進(jìn)就業(yè)。盡管金融危機(jī)會(huì)給畢業(yè)生就業(yè)帶來不利影響，但我國政府出臺(tái)的大力度拉動(dòng)內(nèi)需政策必將帶來不少新增就業(yè)機(jī)會(huì)和崗位供畢業(yè)生選擇。同時(shí)，農(nóng)村基層崗位和中西部地區(qū)對(duì)高素質(zhì)人才的需求缺口依然給就業(yè)開辟了新的途徑，只要畢業(yè)生能正確認(rèn)識(shí)自己，找到能施展自己才華的舞臺(tái)并不困難。再次，要練好內(nèi)功，學(xué)好本領(lǐng)，有真本事。過去說“學(xué)好數(shù)理化，走遍天下都不怕”?，F(xiàn)在不這樣講了，但無論怎樣，扎實(shí)的知識(shí)積累是基礎(chǔ)，是關(guān)鍵。毋庸諱言，大學(xué)生中有人四年“混文憑”，幾年前一個(gè)高文憑的確可以幫你找到好工作，現(xiàn)在不行了。必須認(rèn)識(shí)到我國已由“學(xué)歷型”社會(huì)轉(zhuǎn)向了“能力型”社會(huì)，而且這將是一個(gè)不可逆的過程。

整體上，還需要全社會(huì)提高信心，正如溫總理所說，信心比黃金重要。金融危機(jī)對(duì)我國的影響是有限的，在多方共同努力下，多管齊下，我相信大學(xué)生

就業(yè)的春天一定不會(huì)太遠(yuǎn)。

演講稿提綱

日期：2014.12.04

標(biāo)題：《金融危機(jī)》

演講者:

開頭：自我介紹和點(diǎn)名主題

內(nèi)容：對(duì)金融危機(jī)的理解和闡述

結(jié)束：結(jié)束演講+感謝

華爾街驟然掀起的劇烈金融風(fēng)暴迅速席卷美國及與美國相關(guān)聯(lián)的全球經(jīng)濟(jì)。金融風(fēng)暴逐步演化為金融危機(jī)，并蔓延至實(shí)體經(jīng)濟(jì)，如果應(yīng)對(duì)失當(dāng)，金融危機(jī)就有可能引發(fā)經(jīng)濟(jì)危機(jī)。而經(jīng)濟(jì)危機(jī)的可怕之處在于它可能轉(zhuǎn)化為社會(huì)危機(jī)，乃至全面的政治危機(jī).面對(duì)這場(chǎng)突如其來的金融危機(jī)，大家可能關(guān)心兩個(gè)問題：一是金融危機(jī)對(duì)中國經(jīng)濟(jì)的影響究竟有多大？二是中國在未來的發(fā)展中應(yīng)如何應(yīng)對(duì)國際經(jīng)濟(jì)風(fēng)暴？

在經(jīng)濟(jì)全球化背景下，中國經(jīng)濟(jì)同世界經(jīng)濟(jì)融為一體的趨勢(shì)進(jìn)一步增強(qiáng)，毫無疑問，美國發(fā)生劇烈的金融危機(jī)，一定會(huì)對(duì)中國經(jīng)濟(jì)產(chǎn)生影響。

這種影響的第一個(gè)層面是顯性的。首先是不少投資機(jī)構(gòu)，尤其是我國金融企業(yè)對(duì)美國投行的投資，隨著投行的倒閉或經(jīng)營(yíng)不景氣而蒙受損失；另外，一些走出去企業(yè)與美國本土企業(yè)合資或合作因危機(jī)影響將導(dǎo)致一定的利潤(rùn)縮減。其次，華爾街金融危機(jī)在一定程度上造成世界經(jīng)濟(jì)衰退，抑制美國、歐洲市場(chǎng)的消費(fèi)需求，從而影響到中國的出口業(yè)增長(zhǎng)。

另一個(gè)層面的影響是隱性的，就是通過不斷的經(jīng)濟(jì)傳導(dǎo)來實(shí)現(xiàn)。比方，美國政府救市和即將可能發(fā)生的美國經(jīng)濟(jì)衰退，將成為美元貶值的動(dòng)因。匯率的變化不僅削弱我國外向型企業(yè)出口利潤(rùn)的增長(zhǎng)，增加出口成本，而且會(huì)直接導(dǎo)致匯兌損失。在我國長(zhǎng)期依靠投資、出口和消費(fèi)推動(dòng)經(jīng)濟(jì)增長(zhǎng)的動(dòng)力中，后兩個(gè)動(dòng)力都會(huì)因華爾街金融危機(jī)的傳導(dǎo)而受到擠壓。

與1997—1998年金融危機(jī)時(shí)期相比，我們今天更有能力和實(shí)力應(yīng)對(duì)這場(chǎng)金融危機(jī)；首先，我國有巨額的外匯儲(chǔ)備。其次，我國的財(cái)政收入充裕。這些為刺激經(jīng)濟(jì)，避免經(jīng)濟(jì)大幅下滑創(chuàng)造了有利條件。

同時(shí)，也應(yīng)該認(rèn)識(shí)到：金融危機(jī)對(duì)中國經(jīng)濟(jì)的影響有限。從當(dāng)前中國經(jīng)濟(jì)增長(zhǎng)的動(dòng)力構(gòu)成的角度看，宏觀經(jīng)濟(jì)運(yùn)行情況表明，目前，推動(dòng)中國經(jīng)濟(jì)增長(zhǎng)的動(dòng)力并未因華爾街金融風(fēng)暴而受到根本性削弱，我國經(jīng)濟(jì)基本面也并未因華爾街金融風(fēng)暴而更改。從中美經(jīng)濟(jì)相關(guān)度看，雖然兩國經(jīng)濟(jì)發(fā)展互有咬合，但中國經(jīng)濟(jì)涉足美國經(jīng)濟(jì)程度畢竟不很深，中國金融體系相對(duì)獨(dú)立和穩(wěn)定，中國工農(nóng)業(yè)生產(chǎn)形勢(shì)穩(wěn)定，內(nèi)需強(qiáng)勁，消費(fèi)對(duì)經(jīng)濟(jì)增長(zhǎng)的貢獻(xiàn)率日益提高。

中國政府采取有效措施，積極應(yīng)對(duì)金融危機(jī)：推出了4萬億投資計(jì)劃，地方政府也陸續(xù)推出了大規(guī)模投資計(jì)劃，同時(shí)，一些更加積極的財(cái)政金融政策相

繼出臺(tái)，有利地刺激消費(fèi)，擴(kuò)大內(nèi)需，推動(dòng)中國經(jīng)濟(jì)向內(nèi)需拉動(dòng)型轉(zhuǎn)變。

面對(duì)金融危機(jī)，最重要的是信心。我們相信政府處置危機(jī)的能力，對(duì)中國經(jīng)濟(jì)發(fā)展的基本面有信心，我們每個(gè)人的信心就是戰(zhàn)勝危機(jī)的良方，相信這場(chǎng)危機(jī)一定會(huì)轉(zhuǎn)化為中國經(jīng)濟(jì)騰飛新起點(diǎn)！

第四篇：大學(xué)生關(guān)于金融危機(jī)演講稿中英文

i am honored extremely stand in here for everybody lecture!we all knew that, now the world all is suffering the financial crisis, and many factories all already went out of business the bankruptcy, this also meant could have many people to face is coming off sentry duty.perhaps in school we regarding this realized is not very big, however we soon face the graduation, also meant must look for the work.already some people commented: the next several year university graduate, the graduation also on meant unemployment!although i not like this believed, but i still felt we should have one kind of crisis feeling, by faces the worst possible occurrence.therefore, also cannot again continue to waste in the university period time, that already was may not obtain extremely!therefore i hoped schoolmates, all can learn own diligently special course, in order to might find from now on most suits own work.我很榮幸極為站在這里為大家演講!我們都知道，現(xiàn)在世界上所有正在遭受金融危機(jī)，許多工廠都已經(jīng)倒閉了破產(chǎn)，這也意味著可能有許多人面對(duì)即將關(guān)閉站崗。也許在學(xué)校，我們對(duì)這個(gè)認(rèn)識(shí)是不是很大，但是我們很快面臨畢業(yè)，也意味著必須尋找工作。已經(jīng)有些人評(píng)論說：在未來數(shù)年大學(xué)畢業(yè)，畢業(yè)也意味著失業(yè)!雖然我不喜歡這樣認(rèn)為，但我仍覺得我們應(yīng)該有一種危機(jī)感，所面臨的最嚴(yán)重的可能發(fā)生。因此，也不能再繼續(xù)浪費(fèi)在大學(xué)期間的時(shí)間，這已經(jīng)是可能無法獲得極為!因此，我希望同學(xué)，大家都可以了解自己的勤奮特殊當(dāng)然，為了可能會(huì)發(fā)現(xiàn)從現(xiàn)在起，最適合自己的工作。

xiexiebang.com范文網(wǎng)[CHAZIDIAN.COM]

第五篇：大學(xué)生關(guān)于金融危機(jī)演講稿中英文

i am honored extremely stand in here for everybody lecture!

we all knew that, now the world all is suffering the financial crisis, and many factories all already went out of business the bankruptcy, this also meant could have many people to face is coming off sentry duty.perhaps in school we regarding this realized is not very big, however we soon face the graduation, also meant must look for the work.already some people commented: the next several year university graduate, the graduation also on meant unemployment!although i not like this believed, but i still felt we should have one kind of crisis feeling, by faces the worst possible occurrence.therefore, also cannot again continue to waste in the university period time, that already was may not obtain extremely!therefore i hoped schoolmates, all can learn own diligently special course, in order to might find from now on most suits own work.我很榮幸極為站在這里為大家演講!

我們都知道，現(xiàn)在世界上所有正在遭受金融危機(jī)，許多工廠都已經(jīng)倒閉了破產(chǎn)，這也意味著可能有許多人面對(duì)即將關(guān)閉站崗。

也許在學(xué)校，我們對(duì)這個(gè)認(rèn)識(shí)是不是很大，但是我們很快面臨畢業(yè)，也意味著必須尋找工作。

已經(jīng)有些人評(píng)論說：在未來數(shù)年大學(xué)畢業(yè)，畢業(yè)也意味著失業(yè)!雖然我不喜歡這樣認(rèn)為，但我仍覺得我們應(yīng)該有一種危機(jī)感，所面臨的最嚴(yán)重的可能發(fā)生。

因此，也不能再繼續(xù)浪費(fèi)在大學(xué)期間的時(shí)間，這已經(jīng)是可能無法獲得極為!因此，我希望同學(xué)，大家都可以了解自己的勤奮特殊當(dāng)然，為了可能會(huì)發(fā)現(xiàn)從現(xiàn)在起，最適合自己的工作。